Pandle.com Reviews

Based on checking the website, Pandle.com appears to be a legitimate online accounting software designed primarily for small businesses, freelancers, sole traders, charities, and accountants.

It aims to simplify bookkeeping processes with features like invoicing, banking, reporting, and VAT compliance, positioning itself as an affordable and user-friendly alternative to more complex or expensive solutions.

The platform emphasizes ease of use, robust features, and live chat support from bookkeepers, aiming to help users manage their finances efficiently without getting bogged down in traditional accounting complexities.

Find detailed reviews on Trustpilot, Reddit, and BBB.org, for software products you can also check Producthunt.

IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.

Pandle.com Review & First Look

Upon a first glance at Pandle.com, it immediately presents itself as a streamlined solution for small business accounting.

The website’s design is clean, intuitive, and clearly communicates its core value proposition: “Easy to use accounting software for £5/month.” This directness is a breath of fresh air in a market often cluttered with jargon and convoluted pricing.

The site highlights key benefits right away, such as being HMRC recognized and Making Tax Digital MTD compliant, which are critical for businesses operating in the UK.

Initial User Experience and Navigation

The user journey on Pandle.com is notably smooth.

The navigation is logical, with clear categories for different user types Small Businesses, Accountants and features.

The “Create Free Account” call to action is prominently displayed, reassuringly stating “No card details required,” which lowers the barrier to entry significantly.

This approach aligns with a “try before you buy” philosophy, allowing potential users to explore the platform’s free version before committing to a paid plan.

• Homepage Clarity: The homepage effectively uses clear headings and concise descriptions to explain what Pandle offers.
• Feature Overview: A dedicated section showcases features like Live Chat Support, Banking, Invoicing, and Receipt Uploads, each with a brief explanation and a “Read More” option for deeper dives.
• Target Audience: The website clearly identifies its target users, from freelancers to Amazon sellers, making it easy for visitors to determine if the software is suitable for their needs.

Trust Signals and Credibility

Pandle.com builds trust through several strong signals.

The inclusion of a Trustpilot rating, though without a specific score displayed on the homepage, implies transparency and customer satisfaction. Bsm-group.co.uk Reviews

More importantly, the explicit mention of being “HMRC recognised software” and “Making Tax Digital compliant” is a significant credibility booster for UK-based businesses, assuring them that the software meets regulatory requirements.

Furthermore, testimonials from satisfied users are strategically placed, sharing positive experiences about features like bank feeds and customer support.

• HMRC Recognition: This is a crucial seal of approval for businesses in the UK, indicating compliance with tax regulations.
• Customer Testimonials: Real quotes from users like Peter, Mike, Sophie, and Arron provide social proof, highlighting specific benefits such as efficient bank rules and responsive support.
• Active User Base: The claim of “95,000+ Active users” and “1200+ Hours saved on bookkeeping” adds to the platform’s perceived popularity and effectiveness, suggesting a robust and growing community.

Pandle.com Features

Pandle.com boasts a comprehensive suite of features designed to simplify the often-daunting task of bookkeeping for small businesses.

From automated banking to project management, the platform aims to cover essential financial processes, reducing manual effort and potential errors.

Banking and Automated Feeds

The banking features are a cornerstone of Pandle’s offering.

The platform emphasizes secure bank feeds that connect directly to your bank account, automating transaction entry and categorization.

This eliminates the need for manual data input or statement uploads, which can be incredibly time-consuming and prone to human error.

• Secure Bank Feeds: Integrates with a wide range of banks to pull in transactions automatically.
• Automated Categorization: Uses “Bank Rules” to automatically categorize transactions, match payments, and assign tax codes, streamlining the reconciliation process. This feature is a significant time-saver, automating repetitive tasks.
• Multi-Currency Support: Allows businesses to manage multiple businesses in any currency, catering to those with international operations.
• PayPal Feeds: Specifically mentioned for Pandle Pro users, enabling automated import of PayPal transactions, beneficial for online sellers.

Invoicing and Payments

Efficient invoicing is vital for cash flow, and Pandle provides tools to streamline this process, from creation to payment collection.

• Customizable Invoices: Users can create professional, branded invoices that reflect their business identity.
• Online Payments: Facilitates online payment acceptance, making it easier for clients to pay promptly.
• Automated Reminders: Sends automated payment reminders, reducing the need for manual follow-ups on overdue invoices.
• Quotes & Estimates: Users can generate quotes and convert them directly into invoices once accepted, speeding up the sales cycle.

Reporting and Financial Insights

Understanding your business’s financial health is critical for informed decision-making.

Pandle offers various reporting tools to provide clear insights into performance. Gatewayrecoveryvillage.com Reviews

• Real-Time Financial Reports: Provides instant access to key financial data, helping guide business decisions.
• Cash Flow Forecasting: A feature available in Pandle Pro, which helps predict future cash flow, allowing businesses to anticipate potential shortfalls or surpluses.
• Profit & Loss Reports: Standard financial statements that provide a snapshot of profitability over a period.
• Balance Sheets: Another standard report showing assets, liabilities, and equity at a specific point in time.

VAT Compliance and MTD

For UK businesses, compliance with VAT regulations and Making Tax Digital MTD is non-negotiable. Pandle addresses this directly.

• Making Tax Digital Compliant: The software is designed to help businesses meet HMRC’s MTD requirements for VAT returns.
• Seamless VAT Submissions: Enables users to keep compliant records and submit their VAT returns directly from the software, simplifying a complex process.
• VAT Return Management: Helps users track and manage their VAT obligations, ensuring accurate and timely submissions.

Expense Management and Receipt Uploads

Tracking expenses accurately is crucial for tax purposes and financial management. Pandle offers tools to simplify this.

• Receipt Uploads: Allows users to capture bills and receipts using their mobile device or desktop and link them to transactions, reducing the need for physical paperwork. This can be done by simply snapping a photo of the receipt.
• Mileage Tracker: Available in Pandle Pro, this feature helps track business mileage, aiding in the accurate capture of travel expenses. This is particularly useful for mobile professionals or delivery services.
• Automated Expense Categorization: Similar to bank rules, expenses can be automatically categorized for streamlined bookkeeping.

Collaboration and User Permissions

For businesses with multiple team members or those working with an accountant, collaboration features are essential.

• Unlimited Users: Pandle allows an unlimited number of users, which is a significant advantage for growing teams, unlike some competitors that charge per user.
• Granular User Permissions: Business owners retain control over who can access what information and perform specific actions within the software, ensuring data security and proper workflow.
• Accountant Access: Facilitates seamless collaboration with accountants, allowing them to access and manage client accounts directly within the platform.

Project Management and Inventory

Beyond core accounting, Pandle also offers features to manage specific business operations.

• Project Handling: Available in Pandle Pro, this allows users to monitor the income, expenses, and profitability of individual projects or jobs. This is invaluable for service-based businesses or those managing multiple client engagements.
• Inventory Management Items: Helps businesses track stock levels, manage inventory, and populate invoices with item details. This feature is crucial for businesses that sell physical products, preventing stockouts and improving order fulfillment.

Pandle.com Pros & Cons

Every tool has its strengths and weaknesses, and Pandle.com is no exception.

Understanding these can help potential users make an informed decision.

Pros of Pandle.com

Pandle.com offers several compelling advantages, particularly for its target audience of small businesses and freelancers.

• Affordable Pricing: At £5/month for the Pro version, Pandle is significantly more affordable than many of its competitors, making it accessible for startups and micro-businesses with tight budgets. The availability of a genuinely free version further enhances its appeal.
• Ease of Use: The platform is designed with user-friendliness in mind. Its intuitive interface and simplified workflows make bookkeeping less daunting, even for those with no prior accounting experience. This is reinforced by the “quick and easy” mantra on their website.
• Strong UK Compliance: Being HMRC recognized and Making Tax Digital MTD compliant is a massive advantage for UK businesses, ensuring they meet their tax obligations without hassle.
• Excellent Customer Support: The emphasis on “Live Chat Support from real bookkeepers” and a promised response time of “under 10 minutes” is a significant differentiator. User testimonials frequently praise the helpfulness and quick responses of their support team.
• Automated Features: Bank feeds, automated bank rules, and recurring invoices/transactions significantly reduce manual data entry, saving time and minimizing errors.
• Unlimited Users and Transactions: Unlike many competitors that impose limits, Pandle offers unlimited users and transactions even with its paid plans, meaning businesses aren’t penalized for growth.
• Mobile App: The availability of a mobile app allows users to manage their bookkeeping on the go, facilitating receipt uploads and mileage tracking from anywhere.

Cons of Pandle.com

While Pandle.com shines in many areas, there are a few aspects where it might not be the ideal fit for every business.

• Limited Scope for Larger Businesses: While excellent for small businesses and freelancers, larger or more complex enterprises with extensive inventory needs, advanced payroll requirements, or highly specialized reporting might find Pandle’s feature set somewhat basic.
• No Integrated Payroll: A notable absence is a fully integrated payroll feature. Businesses will likely need to use a separate payroll solution, which can add complexity and cost.
• Geographic Focus: The strong emphasis on HMRC compliance and Making Tax Digital suggests a primary focus on the UK market. While it offers multi-currency, businesses outside the UK might find it less tailored to their specific tax regulations or reporting needs.
• Less Advanced Integrations: While it integrates with banks and PayPal, the ecosystem of third-party integrations might not be as extensive as some larger, more established accounting software platforms. This could be a limitation for businesses relying on a wide array of interconnected software.

Pandle.com Alternatives

For those exploring accounting software, it’s always wise to consider alternatives to ensure the best fit for specific business needs.

While Pandle offers a compelling package, several other reputable platforms cater to various business sizes and requirements. Fitstraps.co.uk Reviews

It’s important to remember that financial decisions should always be made with careful consideration of one’s business context and, ideally, after consulting with a qualified financial advisor.

Xero

Xero is a well-known cloud-based accounting software that targets small to medium-sized businesses.

It offers a comprehensive suite of features, including invoicing, bank reconciliation, payroll, expense claims, and project tracking.

Xero is lauded for its intuitive interface and extensive ecosystem of over 1,000 app integrations, making it highly flexible.

• Key Features: Robust invoicing, bank reconciliation, integrated payroll in some regions, project tracking, multi-currency support, over 1,000 app integrations.
• Pros: User-friendly, highly scalable, vast integration marketplace, strong reporting features, excellent for collaboration with accountants.
• Cons: Can be more expensive than Pandle, especially for larger businesses needing multiple features. Payroll is country-specific.
• Best For: Growing small to medium-sized businesses that need a comprehensive suite of features and a wide range of integrations.

QuickBooks Online

QuickBooks Online is perhaps one of the most recognized names in accounting software, offering various plans catering to different business sizes, from freelancers to established small businesses.

It provides powerful tools for invoicing, expense tracking, payroll, inventory management, and in-depth financial reporting.

• Key Features: Strong invoicing and expense tracking, robust payroll options, inventory management, comprehensive reporting, receipt capture, sales tax tracking.
• Pros: Industry-standard, wide range of features, extensive third-party app ecosystem, multiple plan tiers to scale with business growth.
• Cons: Can be more complex to learn for beginners, pricing can become steep for advanced features, customer support can be inconsistent.
• Best For: Businesses of all sizes looking for a feature-rich, industry-standard accounting solution, especially those already familiar with the QuickBooks ecosystem.

Wave Accounting

Wave is a popular choice for freelancers, independent contractors, and very small businesses, primarily because it offers a significant portion of its accounting features for free.

This includes invoicing, income and expense tracking, and basic reporting.

They monetize through paid services like payroll and payment processing.

• Key Features: Free invoicing, income and expense tracking, basic reporting, receipt scanning. Paid services for payroll and payment processing.
• Pros: Excellent free tier for basic accounting needs, user-friendly interface, ideal for solopreneurs and micro-businesses.
• Cons: Limited features compared to paid alternatives, customer support can be slower for free users, less scalable for growing businesses.
• Best For: Freelancers and very small businesses with straightforward accounting needs who prioritize cost-effectiveness.

FreeAgent

FreeAgent is particularly popular in the UK, designed specifically for freelancers, contractors, and small businesses. Budlove.com Reviews

It combines accounting, invoicing, time tracking, expenses, and project management into one platform.

It’s often praised for its simplicity and user-friendly dashboard.

• Key Features: Invoicing, expense tracking, time tracking, project management, direct submission of Self Assessment and VAT returns UK specific.
• Pros: All-in-one solution for freelancers, excellent for UK tax compliance, intuitive interface, strong customer support.
• Cons: Can be more expensive than some entry-level options, features might be overkill for very simple businesses.
• Best For: UK-based freelancers, contractors, and small businesses needing an integrated solution with strong tax compliance features.

Zoho Books

Zoho Books is part of the larger Zoho suite of business applications, offering comprehensive accounting software for small businesses.

It includes features like invoicing, expense tracking, banking, inventory, project timesheets, and robust reporting.

It stands out for its automation capabilities and integration with other Zoho products.

• Key Features: Invoicing, expense tracking, banking, inventory management, project billing, robust reporting, multi-currency support, client portal.
• Pros: Feature-rich, highly automated, good value for money, integrates seamlessly with other Zoho apps, scalable for growing businesses.
• Cons: Can have a learning curve due to the breadth of features, some advanced features might require higher-tier plans.
• Best For: Small to medium businesses looking for a comprehensive, automated accounting solution, especially those already using or considering other Zoho products.

Choosing an alternative depends on factors such as budget, specific feature requirements e.g., payroll, inventory, the scale of your business, and geographic location for tax compliance.

It’s advisable to utilize free trials where available to get hands-on experience before making a final decision.

How to Cancel Pandle.com Subscription

Canceling a subscription can sometimes be a frustrating process, but Pandle.com aims to make it straightforward.

Based on typical software subscription models, and without direct access to the live platform, the general steps usually involve accessing your account settings.

Standard Cancellation Process

Most online software subscriptions follow a similar path for cancellation, typically accessible within your account dashboard. Fatbikeskopen.nl Reviews

1. Log In: Access your Pandle.com account using your credentials.
2. Navigate to Settings/Billing: Look for a section related to “Account Settings,” “Subscription,” “Billing,” or “Plans.” This is usually found in your profile dropdown or a dedicated settings menu.
3. Find Subscription Details: Within the billing section, you should see details about your current Pandle Pro subscription.
4. Initiate Cancellation: There should be a clear option to “Cancel Subscription,” “Manage Plan,” or “Downgrade.” Follow the prompts provided. You might be asked for a reason for cancellation or offered a chance to pause your subscription.
5. Confirmation: After initiating the cancellation, ensure you receive a confirmation email or a confirmation message within the platform, indicating that your subscription has been successfully canceled and when it will take effect usually at the end of your current billing cycle.

Downgrading from Pro to Free

If you wish to stop paying for Pandle Pro but still want to use the software, you can typically downgrade to the Pandle Free version.

This allows you to retain access to your data and basic accounting features without a recurring cost.

• Check Downgrade Options: When canceling, look for an option to downgrade to the free plan rather than completely closing your account.
• Feature Limitations: Be aware that downgrading will mean losing access to Pro features such as bank feeds, live chat support from bookkeepers, mileage tracker, and project management.
• Data Retention: Confirm with Pandle’s support or their terms of service that your data will remain accessible on the free plan, even if certain functionalities are removed. This is crucial for historical records and tax compliance.

Contacting Support for Assistance

If you encounter any difficulties or cannot find the cancellation option within your account, reaching out to Pandle’s customer support is the next best step.

• Live Chat Support: As Pandle highlights, they offer “Live Chat Support from real bookkeepers” with quick response times. This would be the most efficient way to get immediate assistance with cancellation.
• Help Centre/Contact Us: Their website also features a “Help Centre” and “Contact us” section where you can find guides or submit a support ticket for assistance.

It’s always recommended to review the terms and conditions regarding cancellations, especially concerning refunds or prorated charges, though subscription services typically bill for the full period and then cancel future renewals.

How to Cancel Pandle.com Free Trial

Canceling a free trial for any software, including Pandle.com, is generally straightforward, as the goal for providers is often to encourage conversion rather than trapping users.

Since Pandle Pro offers a free trial, understanding how to opt out before charges apply is crucial.

Direct Cancellation Method

Typically, free trials are managed within your account settings, similar to how a paid subscription would be handled.

1. Access Your Account: Log into your Pandle.com account that you created for the free trial.
2. Locate Subscription/Trial Status: Look for a section in your dashboard or settings that displays your current plan or trial status. This might be under “My Account,” “Settings,” “Billing,” or “Subscription.”
3. Find the Cancellation Option: Within this section, there should be an explicit option to “Cancel Trial,” “End Trial,” or “Do not convert to paid.” Select this option.
4. Confirm Cancellation: The system will likely ask for confirmation. Confirm your decision. You might be asked why you’re canceling, which is standard for feedback purposes.
5. Verification: You should receive an immediate on-screen confirmation and likely an email confirming that your free trial has been successfully canceled and that you will not be charged. Keep this confirmation for your records.

Automatic Expiration and Card Details

A significant advantage of Pandle’s free trial mentioned on their homepage is “No card details required.” This simplifies the cancellation process immensely, as there’s no payment method on file to charge in the first place.

• No Auto-Renewal Fear: Since no card details are requested for the free account creation, there’s no risk of an automatic conversion to a paid subscription and subsequent billing once the trial period ends. This provides peace of mind.
• Trial Expiration: The free trial for Pandle Pro likely simply reverts your account to the free Pandle Free version once the trial period concludes, without any action required from your side to prevent charges. You just lose access to the “Pro” features.
• Data Retention: Your data entered during the trial should remain accessible under the free plan, allowing you to continue using Pandle’s basic features if you choose not to upgrade to Pro.

When to Cancel or Not to Worry

Given that no card details are required for the trial, “canceling” the free trial in the traditional sense of preventing a charge is not strictly necessary.

However, if you wish to formally end your access to the Pro features or simply close your account entirely, the steps above would apply. Menulane.co.uk Reviews

• Before Trial Ends: If you want to ensure you don’t accidentally continue using Pro features past the trial period and then decide to upgrade, it’s good practice to understand the downgrade process.
• No Action Needed for No Charge: The key takeaway is that without providing payment information upfront, you won’t be automatically charged for the Pro subscription after your trial ends.

This “no card details” policy for free account creation is a user-friendly approach that eliminates a common source of anxiety associated with free trials.

Pandle.com Pricing

Pandle.com distinguishes itself with a very transparent and competitive pricing model, aiming to be highly affordable for small businesses.

They offer two main tiers: Pandle Free and Pandle Pro.

This simplicity is a refreshing change from many software providers that offer complex multi-tiered plans.

Pandle Free

The existence of a robust free tier is a significant draw for Pandle.

It’s not just a stripped-down demo but a functional accounting tool for basic needs.

• Cost: £0 / month
• Key Features Included:
  • Accept Payments with Pandle Pay: Enables processing of online payments.
  • Bank Imports: Allows manual import of bank statements CSV/OFX.
  • Business Reports: Provides basic financial reports.
  • Mobile App: Access to the mobile application for on-the-go management.
  • Multiple Currencies: Manage transactions in different currencies.
  • No Usage Limits: Crucially, no limits on users or transactions, which is rare for a free plan.
  • Payment Reminders: Automated reminders for outstanding invoices.
  • Recurring Transactions: Set up automatic billing for regular invoices.
  • Send Quotes & Invoices: Create and send professional quotes and invoices.
  • VAT Submissions: MTD compliant VAT returns.
• Target User: Ideal for very small businesses, freelancers, or those just starting out who need essential bookkeeping functions without a budget for paid software. It’s a great way to try out the platform before committing to a paid version.

Pandle Pro

For businesses needing more automation and advanced features, Pandle Pro offers significant upgrades at a remarkably low price point.

• Cost: £5 / month +VAT
• Value Proposition: Positioned as an “unbeatable bargain” for comprehensive accounting software. The website emphasizes its affordability compared to energy bills, highlighting its cost-effectiveness.
• All Features of Pandle Free PLUS:
  • Bank Feeds: Automated, direct connection to bank accounts for seamless transaction import. This is a major time-saver.
  • Cash Flow Forecasting: Predictive insights into future cash flow to aid financial planning.
  • Live Chat Support: Direct access to “real bookkeepers” for quick support, with a stated aim of answering queries in under 10 minutes.
  • Mileage Tracker: Automated tracking of business mileage for expense claims.
  • PayPal Feeds: Automated import of PayPal transactions.
  • Premium Invoice Templates: More customizable and professional invoice designs.
  • Projects: Track income, expenses, and profitability of individual projects.
  • Receipt Uploads: Easy capture and upload of receipts via mobile or desktop.
  • User Permissions: Granular control over user access levels for enhanced security and collaboration.
• Target User: Small businesses, growing freelancers, and those who want to automate their bookkeeping processes as much as possible, valuing time-saving features and responsive support.

Overall Pricing Strategy

Pandle’s pricing strategy is clearly designed to undercut competitors while still offering a strong feature set.

The £5/month price point for Pandle Pro is exceptionally aggressive, making it highly attractive to budget-conscious businesses.

The transparent “no card details required” for the free account and trial further builds trust, as it removes the common fear of accidental charges. Evike.com Reviews

This strategy aligns well with their stated mission to provide “uncomplicated bookkeeping” without “massive price tags.”

Pandle.com vs. Competitors

When evaluating Pandle.com, it’s essential to compare it against its main competitors to understand its unique position in the market.

While some platforms offer broader functionality, Pandle carves out a niche by focusing on simplicity, affordability, and robust features for small UK businesses.

Pandle.com vs. Xero

• Pandle.com:
  • Price: £5/month Pro is significantly cheaper.
  • Ease of Use: Generally considered simpler and quicker to set up, ideal for non-accountants.
  • Target Audience: Micro and small businesses, freelancers, sole traders, charities in the UK.
  • Key Differentiator: Highly affordable, strong live chat support, very easy for beginners, “no card details” for free trial.
  • Limitations: Fewer third-party integrations, no integrated payroll, may not scale as well for larger SMEs with complex needs.
• Xero:
  • Price: Generally starts around £15-£20/month for basic plans, increasing with features.
  • Ease of Use: User-friendly, but with a broader feature set, it can have a steeper learning curve for complete novices.
  • Target Audience: Small to medium-sized businesses, offers more scalability.
  • Key Differentiator: Extensive app marketplace over 1,000 integrations, robust payroll in select regions, comprehensive reporting, strong ecosystem.
  • Limitations: Higher cost, some features might be overkill for very small businesses.

Verdict: Pandle is a clear winner on affordability and simplicity for UK micro-businesses and freelancers. Xero excels in scalability, integrations, and comprehensive features for growing SMEs.

Pandle.com vs. QuickBooks Online

*   Price: Extremely competitive at £5/month.
*   Ease of Use: Designed for quick learning and straightforward bookkeeping.
*   Target Audience: Emphasizes small UK businesses, freelancers, and those needing basic yet comprehensive MTD-compliant tools.
*   Key Differentiator: Value for money, direct human support from bookkeepers, "no card details" trial.
*   Limitations: Less feature-rich for advanced accounting e.g., specific inventory levels, advanced project accounting, smaller market share outside UK.

• QuickBooks Online:
  • Price: Multiple tiers, starting around £10-£12/month for basic, significantly more for advanced plans.
  • Ease of Use: Can be powerful but has a steeper learning curve due to its extensive features.
  • Target Audience: Broad appeal, from freelancers to larger SMEs, often considered the industry standard.
  • Key Differentiator: Comprehensive feature set payroll, advanced inventory, time tracking, deep reporting, vast global user base and accountant network.
  • Limitations: Can feel overwhelming for new users, customer support can be mixed, pricing can become very expensive as features are added.

Verdict: Pandle is superior for cost-conscious UK users prioritizing ease of use and essential MTD compliance. QuickBooks Online offers unparalleled feature depth and scalability, making it suitable for businesses with more complex and varied needs.

Pandle.com vs. Wave Accounting

*   Price: Offers a powerful free version and a very affordable £5/month Pro version.
*   Ease of Use: Very user-friendly, designed to simplify bookkeeping.
*   Target Audience: UK-focused micro-businesses, freelancers.
*   Key Differentiator: Dedicated live support from bookkeepers, MTD compliant VAT submissions, robust Pro features at a low cost.
*   Limitations: Primarily UK-centric, less international appeal.

• Wave Accounting:
  • Price: Core accounting, invoicing, and reporting are free. Charges apply for payroll and payment processing.
  • Ease of Use: Very easy to use, especially for those just starting out.
  • Target Audience: Freelancers, sole proprietors, very small businesses globally, particularly those prioritizing “free.”
  • Key Differentiator: Offers truly free core accounting, which is hard to beat for individuals with minimal needs.
  • Limitations: Monetizes through payment processing and payroll. advanced features are often lacking. support is often community-based or paid. Not specifically tailored for UK MTD compliance out-of-the-box.

Verdict: Wave is king for absolute free core accounting globally. Pandle offers a much more comprehensive free and affordable paid solution specifically tailored for UK MTD compliance with human support, making it a better fit for growing UK-based micro-businesses.

In summary, Pandle.com is an excellent choice for UK-based small businesses and freelancers who value affordability, ease of use, and dedicated customer support, particularly those focused on MTD compliance.

For businesses needing extensive third-party integrations, complex payroll, or highly specialized accounting functions, competitors like Xero or QuickBooks Online might be more appropriate, albeit at a higher cost.

Frequently Asked Questions

What is Pandle.com?

Pandle.com is an online accounting software designed for small businesses, freelancers, sole traders, and charities in the UK, offering tools for invoicing, banking, reporting, and VAT compliance.

Is Pandle.com suitable for freelancers?

Yes, Pandle.com is specifically designed to cater to freelancers and self-employed individuals, offering features like invoicing, expense tracking, and MTD VAT submissions. Premiumsaunas.com Reviews

Is Pandle.com HMRC recognized?

Yes, Pandle.com is recognized by HMRC and is compliant with Making Tax Digital MTD regulations for VAT returns in the UK.

How much does Pandle.com cost?

Pandle.com offers a free version “Pandle Free” and a paid “Pandle Pro” version, which costs £5 per month +VAT.

Does Pandle.com offer a free trial?

Yes, Pandle.com offers a free trial for its Pro features.

Crucially, it does not require credit card details to sign up for the free account.

Do I need to enter card details for the free trial?

No, Pandle.com explicitly states that no card details are required when you create a free account, eliminating the risk of accidental charges after the trial.

What features are included in Pandle Free?

Pandle Free includes features like sending quotes and invoices, bank imports manual, business reports, mobile app access, multi-currency support, and MTD VAT submissions.

What extra features does Pandle Pro offer?

Pandle Pro adds features like automated bank feeds, live chat support from bookkeepers, cash flow forecasting, mileage tracker, PayPal feeds, project management, and receipt uploads.

Can I upgrade from Pandle Free to Pandle Pro?

Yes, you can easily upgrade your Pandle Free account to Pandle Pro at any time to access the advanced features.

How do I cancel my Pandle.com subscription?

You can typically cancel your Pandle Pro subscription by logging into your account, navigating to your “Account Settings” or “Billing” section, and finding the option to cancel or downgrade your plan.

Can I downgrade from Pandle Pro to Pand Pandle Free?

Yes, you can downgrade your Pandle Pro subscription to the Pandle Free version, which allows you to retain access to your data and basic features without recurring charges. Id5.co.uk Reviews

Does Pandle.com have a mobile app?

Yes, Pandle.com offers a mobile app that allows users to manage their bookkeeping, upload receipts, and track mileage on the go.

Is Pandle.com good for managing VAT returns?

Yes, Pandle.com is MTD compliant and helps users keep accurate records and submit their VAT returns directly through the software, simplifying the process.

Does Pandle.com offer integrated payroll?

Based on the available information, Pandle.com does not appear to offer fully integrated payroll services, meaning businesses may need a separate solution for payroll.

Can I add multiple users to my Pandle.com account?

Yes, Pandle.com allows an unlimited number of users, even on its paid plans, and you can control their access permissions.

What kind of customer support does Pandle.com offer?

Pandle.com emphasizes “Live Chat Support from real bookkeepers” with a stated aim to answer queries in under 10 minutes, in addition to a Help Centre and guides.

Can I track projects and profitability with Pandle.com?

Yes, Pandle Pro includes a “Projects” feature that allows users to track income, expenses, and profitability for individual jobs or projects.

Does Pandle.com support bank feeds?

Yes, Pandle Pro offers automated bank feeds that connect directly to your bank account to automatically import and categorize transactions.

How does Pandle.com compare to QuickBooks Online?

Pandle.com is generally more affordable and simpler for basic UK-focused small business needs, while QuickBooks Online offers a broader, more complex feature set and greater scalability at a higher price.

What are “Bank Rules” in Pandle.com?

Bank Rules are an automation feature in Pandle Pro that allows you to set up rules to automatically categorize transactions, match payments, and assign tax codes, significantly speeding up reconciliation.

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