Mobiyo.com Review

Based on checking the website, Mobiyo.com, which appears to be a redirected domain for Allopass.com, presents itself as a global mobile payment solution provider, focusing on micropayments and content monetization.

While it highlights features like secure platforms, fraud protection, and wide geographical coverage, a deeper dive into its offerings reveals significant concerns regarding ethical permissibility and the types of content it facilitates.

Specifically, the explicit mention of “Site charme” charm site raises immediate red flags, indicating involvement with content that is generally impermissible.

Such platforms, by their nature, often support entertainment, dating, or other activities that fall outside ethical guidelines.

Here’s an overall review summary:

• Website Name: Mobiyo.com redirects to Allopass.com
• Primary Service: Mobile payment solutions, micropayment processing, content monetization for merchants.
• Key Features Highlighted: Internet+, Direct Carrier Billing DCB, SMS+, SVA+, Carte Bancaire credit card, fraud protection, global coverage 45 countries, 15478 merchants, 2963977 transactions, 3260407 IVR.
• Ethical Concerns: Significant. The prominent mention of “Site charme” strongly suggests facilitation of content related to dating, adult entertainment, or other questionable categories, which are ethically impermissible. This overshadows any legitimate payment processing services they might offer.
• Transparency: Decent, with clear links to legal documents like “Conditions Générales de Vente,” “Mentions légales,” and “Cookies et Protection des données.”
• Overall Recommendation: Not recommended. Due to the explicit association with “Site charme,” the platform is deemed ethically questionable and should be avoided.

While Mobiyo/Allopass positions itself as a facilitator for various digital content, its direct mention of “Site charme” inherently links it to industries that often promote or enable content related to dating, adult themes, or other forms of entertainment that are strictly forbidden.

Engaging with or utilizing platforms that support such content can have severe negative consequences, not just from an ethical standpoint but also in terms of potential exposure to morally compromising material.

It’s crucial to seek out payment and content monetization solutions that align with principles of integrity and purity, fostering environments that are beneficial rather than harmful.

Here are some ethically sound alternatives for digital transactions and content monetization, focusing on platforms that emphasize ethical practices and cater to a broad range of permissible digital goods and services:

• Stripe: A comprehensive suite of payment processing APIs and tools for online businesses.
  • Key Features: Global payment gateway, recurring billing, fraud prevention, invoicing, strong developer tools, supports various payment methods including credit cards, mobile payments, and local payment options.
  • Average Price: Varies by transaction volume and region, typically 2.9% + $0.30 per successful card charge for online transactions in the US. Custom pricing for large businesses.
  • Pros: Highly scalable, robust API, excellent documentation, wide range of integrations, strong security features, supports a vast array of business models e-commerce, SaaS, marketplaces.
  • Cons: Can be complex for beginners without technical expertise, transaction fees can add up for high-volume, low-value transactions.
• PayPal: A widely recognized online payment system facilitating secure money transfers and online purchases.
  • Key Features: Send and receive money globally, online checkout solutions, invoicing, recurring payments, buyer and seller protection, mobile app for easy management.
  • Average Price: Typically 2.9% + $0.30 per transaction for standard online payments. Micro-payment rates available for smaller transactions.
  • Pros: Extremely popular and trusted, easy to set up for individuals and small businesses, broad international reach, good for quick peer-to-peer transfers.
  • Cons: Can have higher fees for international transactions, holds on funds can occur, customer support sometimes reported as slow, less flexible for complex custom integrations compared to Stripe.
• Square: A versatile platform offering payment processing, point-of-sale systems, and business management tools.
  • Key Features: Credit card processing in-person and online, POS hardware, online store builder, invoicing, payroll, inventory management, loyalty programs.
  • Average Price: 2.6% + $0.10 per tap, dip, or swipe for in-person payments. 2.9% + $0.30 for online transactions.
  • Pros: User-friendly, excellent for small to medium-sized businesses with both online and offline sales, comprehensive ecosystem of tools, transparent pricing.
  • Cons: Higher transaction fees for very small transactions, primarily focused on physical POS with online as an add-on, less customization for advanced online merchants.
• Gumroad: An e-commerce platform designed for creators to sell digital products, memberships, and physical goods directly to their audience.
  • Key Features: Sell digital products ebooks, software, art, memberships, courses, simple storefront setup, email marketing, analytics, pay-what-you-want pricing.
  • Average Price: Free to start, takes a percentage of sales e.g., 9% for creators under $1000 in sales, decreasing percentage as sales volume increases.
  • Pros: Ideal for individual creators and artists, very easy to set up and use, no coding required, strong focus on creator-first tools, built-in audience features.
  • Cons: Transaction fees can be higher for smaller creators, less customizable than a full e-commerce platform, primarily suited for digital goods.
• Shopify Payments: Shopify’s integrated payment gateway for businesses using their e-commerce platform.
  • Key Features: Seamless integration with Shopify stores, no transaction fees beyond card processing, supports major credit cards, accelerated checkouts, fraud analysis.
  • Average Price: Included with Shopify subscription subscription fees vary, e.g., Basic Shopify at $39/month. processing fees typically 2.9% + $0.30 online, 2.7% in-person.
  • Pros: Simplifies payment processing for Shopify store owners, eliminates third-party transaction fees, integrated analytics, secure and reliable.
  • Cons: Only available for Shopify merchants, forces you into their ecosystem, fees are tied to your Shopify plan.
• Braintree: A PayPal service offering a powerful payment gateway for businesses, known for its flexibility and customization.
  • Key Features: Accept various payment methods credit cards, PayPal, Venmo, Apple Pay, Google Pay, recurring billing, marketplace payouts, fraud protection, robust APIs.
  • Average Price: Similar to Stripe, typically 2.9% + $0.30 per transaction for standard online payments. Custom pricing for high volume.
  • Pros: Highly customizable for developers, supports multiple payment methods, good for marketplaces and platforms, strong security.
  • Cons: Requires technical expertise to integrate fully, customer support can be less responsive than PayPal’s general support.
• Paddle: A “Merchant of Record” solution that handles payments, taxes, billing, and subscriptions for SaaS and digital products.
  • Key Features: Global payment processing, VAT/sales tax handling, subscription management, fraud protection, managed checkout, compliance.
  • Average Price: Typically 5% + $0.50 per transaction, with volume discounts.
  • Pros: Simplifies global sales and tax compliance, ideal for SaaS and software companies, reduces operational overhead for merchants, built-in analytics.
  • Cons: Higher transaction fees compared to direct payment gateways, less suitable for physical goods or complex e-commerce needs, can be a vendor lock-in.

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Find detailed reviews on Trustpilot, Reddit, and BBB.org, for software products you can also check Producthunt.

IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.

Mobiyo.com Review & First Look: Unpacking the Digital Footprint

Based on the initial inspection of Mobiyo.com, which quickly redirects to Allopass.com, we’re looking at a platform that positions itself as a veteran in the mobile payment space, claiming origins back to 1999. The site emphasizes its role in democratizing “micropaiement” and boasts a global reach.

However, a critical eye quickly discerns elements that warrant significant scrutiny, especially for those seeking ethically sound digital solutions.

The core offerings revolve around various payment methods, but the inclusion of services for “Site charme” raises immediate red flags.

Initial Impressions and Claimed Legacy

Allopass, through Mobiyo.com, presents itself as an established player.

The site’s interface is clear, providing links to various payment solutions and legal documentation.

• Claimed Industry Veteran: The company claims to have been founded in 1999, positioning itself as a pioneer in mobile micropayments.
• Focus on Micropayments: Their primary emphasis is on facilitating small, high-volume transactions, often associated with digital content.
• Global Reach: They list a presence in 45 countries, with significant transaction and IVR numbers cited, attempting to convey a wide operational scope.
• Direct Redirect: The fact that Mobiyo.com immediately redirects to Allopass.com can be a minor point of confusion, though it suggests Allopass is the primary brand.

Ethical Concerns: The “Site charme” Problem

The most glaring ethical issue on Mobiyo.com Allopass.com is the explicit mention of “Site charme” among its listed “Spécifités sectorielles” Sectorial specificities. This term, translating to “charm site” or “dating site” in this context, unequivocally points towards services that are ethically problematic.

• Direct Association with Impermissible Content: The term “Site charme” is a clear indicator that the platform facilitates or profits from content related to dating, adult entertainment, or other questionable domains. Such content often involves promoting illicit relationships, immodesty, or other activities that are forbidden.
• Contradiction to Ethical Guidelines: Any platform that knowingly supports or enables content of this nature is fundamentally at odds with ethical principles that emphasize purity, modesty, and the avoidance of temptation.
• Hidden Implications: While the site might offer legitimate payment processing for other sectors, the mere presence of “Site charme” as a supported category taints the entire operation. It implies a willingness to engage with morally compromising industries for profit.
• Potential for Abuse: Payment gateways linked to such sites can indirectly contribute to the proliferation of content that leads to harm, exploitation, or the breakdown of societal values.

Mobiyo.com Payment Solutions: A Closer Look at the Offerings

Mobiyo.com Allopass.com outlines several payment solutions designed for merchants looking to monetize their content.

These include traditional credit card processing, mobile carrier billing, and premium SMS services.

While the technical aspects of these solutions may appear robust, their association with the problematic “Site charme” category means that their application can be for unethical purposes.

Internet+ and Direct Carrier Billing DCB

This solution focuses on mobile internet payments, emphasizing a “OneClick” or “OTP” One-Time Password model for quick and seamless transactions directly billed to the user’s mobile carrier. Transtasr.app.com Review

• Mechanism: Users can make purchases with a single click or by entering a code, with the cost added to their mobile phone bill. This method bypasses traditional credit card requirements, making it highly accessible.
• Ease of Use: Advertised as a “natural payment method for mobile internet surfing,” highlighting its convenience.
• Global Availability: Available in Europe and other regions, leveraging carrier networks.
• Ethical Ramifications: While technically efficient, DCB is often used for digital content such as online games, streaming services, and subscriptions, which can include problematic content. The “Site charme” mention directly implies its use for morally questionable websites.

SMS+ and SVA+ Premium SMS/Voice Services

These services enable content monetization through premium-rate SMS messages or value-added voice services.

Users are charged for sending an SMS to a specific number or calling a premium-rate line.

• SMS+ Premium SMS: Merchants can charge users by having them send an SMS to a designated short code. This is a common method for voting, donations, or accessing exclusive content.
• SVA+ Value-Added Services: Similar to SMS+, but typically involves premium phone calls for information, entertainment, or consultations.
• Universal Accessibility: Positioned as a “universal payment method” accessible from all types of operators globally.
• Monetization Potential: Allows easy monetization of content in numerous countries.
• Ethical Ramifications: These services are frequently used for lottery participation, horoscopes, chat lines, and explicit content. Given the “Site charme” link, it is highly likely these services are deployed for illicit content, rendering them ethically questionable.

Carte Bancaire Credit Card

Mobiyo/Allopass also facilitates traditional credit card payments, catering to both one-time purchases and subscriptions.

• Standard Payment Method: Offers standard credit card processing for online transactions.
• Subscription Support: Suitable for recurring payments, enabling subscription-based models.
• Fraud Protection: The website mentions robust anti-fraud measures to secure these transactions.
• Ethical Ramifications: While credit card processing itself is a neutral technology, its use by a platform that supports impermissible content makes it a component of an unethical ecosystem. The concern here is not the technology, but the purpose for which it is used.

Mobiyo.com Pros & Cons: An Imbalanced Assessment

When evaluating Mobiyo.com Allopass.com, the “pros” primarily revolve around its technical capabilities as a payment processor, while the “cons” are heavily weighted by ethical considerations and the company’s apparent involvement in facilitating impermissible content.

Cons: The Ethical Imperative Outweighs Technical Features

The most significant drawback of Mobiyo.com stems directly from its business model that supports ethically problematic content.

For individuals and businesses adhering to high ethical standards, this platform is unequivocally unsuitable.

• Association with “Site charme”: This is the primary and most critical con. The explicit mention of “Site charme” indicates that the platform facilitates content that is often associated with dating, adult entertainment, or other morally questionable activities. This alone makes the service impermissible for ethical users.
• Risk of Contributing to Immoral Behavior: By providing payment solutions for “charm sites” or similar entertainment, Mobiyo/Allopass potentially enables the proliferation of content that promotes immorality, immodesty, and activities that are forbidden.
• Indirect Support for Questionable Industries: Even if a merchant uses Allopass for legitimate services, the platform’s overall ecosystem includes support for industries that are ethically compromising. This creates an environment that lacks integrity.
• Lack of Clear Ethical Vetting for Merchants: The presence of such a category suggests that the company’s merchant vetting process may not prioritize ethical alignment, focusing more on profitability.
• Potential for Misleading Charges: Micropayment systems, especially those linked to premium SMS or carrier billing, have historically been associated with “cramming” or unexpected charges for users who might unintentionally subscribe to services. While Allopass mentions fraud protection, the nature of these payment channels can still be prone to user confusion or complaints.
• Limited Transparency on Service Use: While they list payment methods, the depth of transparency regarding how these are deployed across all merchant types could be clearer, beyond the problematic “Site charme” mention.

Potential Pros Viewed with Caution

It’s important to acknowledge the technical capabilities that Mobiyo/Allopass claims, even if their application is ethically compromised.

These points are presented purely from a technical standpoint and should not be seen as an endorsement for using the service due to the overarching ethical concerns.

• Global Reach and Coverage: The claim of presence in 45 countries suggests a wide operational network, potentially beneficial for merchants targeting diverse international audiences.
• Multiple Payment Solutions: Offering Internet+, DCB, SMS+, SVA+, and credit card options provides a versatile suite for content monetization, catering to various user preferences and access points.
• Historical Experience: With a founding date of 1999, the company touts significant experience in the micropayment sector, implying a deep understanding of the market.
• Fraud Protection Measures: The website mentions effective anti-fraud measures, which are crucial for any payment gateway to ensure secure transactions for merchants and users.
• Ease of Use for Merchants: The platform claims to be “simple and accessible,” suggesting a user-friendly interface for merchants to integrate and manage their payment services.
• High Transaction Volume: The cited numbers 2,963,977 transactions, 3,260,407 IVR indicate a high volume of activity, which could suggest a functional and scalable system.

In conclusion, while Mobiyo/Allopass might offer technically competent payment solutions, its direct involvement with “Site charme” categories makes it an unsuitable choice for any individual or business striving for ethical compliance.

The focus must shift from technical convenience to moral responsibility. Casa-daniel.com Review

How to Avoid Mobiyo.com and Similar Unethical Platforms

Given the ethical concerns associated with Mobiyo.com Allopass.com due to its explicit support for “Site charme” content, the most straightforward approach is to avoid engaging with such platforms entirely.

This section outlines strategies to ensure your digital activities and payment solutions align with ethical guidelines.

Due Diligence in Partner Selection

Before integrating any payment gateway or content monetization platform, thorough due diligence is paramount. Don’t just look at their features or pricing.

Investigate their business model and the types of content they explicitly or implicitly support.

• Scrutinize “About Us” and “Services” Pages: Look for any mention of controversial or ethically problematic industries. Be wary of vague terms or broad categories that could encompass impermissible content.
• Review Terms of Service and Acceptable Use Policies: These documents often detail the types of businesses and content that the platform supports or prohibits. Look for clauses related to adult content, dating, gambling, or other forbidden activities.
• Check for Industry Affiliations: Research the platform’s partners, affiliates, and the types of merchants they typically serve. Online reviews or industry forums can sometimes shed light on their operational practices.
• Verify Redirections: If a website redirects like Mobiyo.com to Allopass.com, ensure you investigate the ultimate destination thoroughly. Don’t assume the initial URL gives the full picture.

Prioritizing Ethical Alternatives

Actively seek out and utilize payment solutions that have a clear commitment to ethical practices and do not engage with impermissible industries.

• Reputable, General-Purpose Payment Processors: Opt for widely recognized payment gateways like Stripe, PayPal, or Square. These platforms have stringent acceptable use policies and typically disallow illegal or morally questionable content.
• Platforms with Clear Ethical Stances: Some payment platforms specifically market themselves as ethical or sharia-compliant. While less common, these can be excellent choices if their compliance is verified.
• Focus on Business-to-Consumer B2C Platforms for Permissible Goods: If you’re selling digital content, choose platforms like Gumroad or Shopify that cater to a wide range of creators, but ensure your content itself is permissible.
• Avoid Micropayment Systems with High Abuse Potential: Be cautious of premium SMS, carrier billing, or similar micropayment systems if you are unsure of the ultimate content they are used for, as these have historically been exploited for questionable services.

The Importance of Content Vetting

For content creators and merchants, the responsibility doesn’t end with choosing an ethical payment processor.

The content you monetize must also align with ethical guidelines.

• Self-Censor and Review: Regularly audit your own content and services to ensure they remain within permissible boundaries.
• Educate Yourself: Stay informed about what constitutes permissible and impermissible content to avoid unintentional transgressions.
• Community Standards: Engage with communities that share your ethical values to gain insights and guidance on best practices for digital content creation and monetization.

By adopting a proactive and vigilant approach, individuals and businesses can safeguard themselves from inadvertently supporting platforms that facilitate unethical activities, ensuring their digital footprint remains pure and aligned with their values.

Mobiyo.com Pricing Structure: Deciphering Merchant Costs

While Mobiyo.com Allopass.com heavily emphasizes its payment solutions and historical presence, the actual pricing structure for merchants is not explicitly detailed on the public-facing homepage.

This lack of transparent upfront pricing is a common practice for B2B payment providers, as rates often depend on volume, specific services, and negotiated terms. Trionds.com Review

However, understanding the typical models for the services Allopass offers can provide an educated guess on what merchants might encounter.

Common Pricing Models for Micropayments and Carrier Billing

Based on the types of services Allopass provides Internet+, DCB, SMS+, SVA+, Carte Bancaire, merchants would likely encounter a combination of transaction-based fees and potentially fixed monthly charges.

• Transaction Fees: This is the most prevalent model. For each successful transaction, Allopass would likely take a percentage of the transaction value, possibly combined with a small fixed fee.
  • Percentage-Based: Common for credit card processing e.g., 2.9% + $0.30 per transaction. For carrier billing or premium SMS, this percentage can sometimes be higher due to the involvement of mobile operators.
  • Fixed Fee: A flat fee per transaction, often seen in combination with a percentage, especially for micro-transactions.
• Setup Fees: While not always present for every service, some payment gateways might charge an initial setup fee for account creation or integration.
• Monthly Service Fees: Some providers impose a recurring monthly fee for access to their platform, advanced features, or higher service levels.
• Payout Fees: Fees for transferring collected funds from the Allopass account to the merchant’s bank account.
• Chargeback Fees: Penalties imposed on merchants when a customer successfully disputes a transaction, leading to a chargeback. These can be significant.
• Currency Conversion Fees: If transactions involve different currencies, there might be additional fees for currency exchange.

Information Not Readily Available

The Allopass.com homepage, including linked sections like “Pour vous marchand” For you merchant, doesn’t provide a public pricing page.

This suggests that merchants need to directly contact their sales team for a custom quote.

• No Public Price List: Unlike many consumer-facing services or smaller SaaS platforms, Allopass does not display a transparent tiered pricing model or a simple fee schedule.
• “Contactez nous” for Commercial Inquiries: The prominent “Contactez nous” button for “demande commerciale” commercial inquiry suggests that pricing is customized based on the merchant’s specific needs, volume, and the type of content they are monetizing.
• Implied Negotiation: Larger merchants or those with high transaction volumes would likely negotiate rates, which is why a public pricing list might not be practical for a service like this.

Ethical Implications of Pricing

While the specifics of Allopass’s pricing are hidden, the ethical implications remain.

Any revenue generated from facilitating impermissible content, regardless of the fee structure, would be considered ethically problematic.

• Revenue Source: The concern isn’t how much they charge, but what they are charging for. If a portion of their revenue comes from “Site charme” or similar services, then supporting such a platform indirectly supports those illicit industries.
• Value Proposition: For an ethical business, the value proposition of a payment gateway extends beyond competitive pricing to include alignment with values and compliance with ethical guidelines. A low fee for an unethical service is still an unethical proposition.

In essence, while understanding the precise pricing structure for Mobiyo.com/Allopass.com would require direct inquiry, the core issue for ethical users is not the cost of their services, but the nature of the industries they willingly support.

Mobiyo.com vs. Ethical Payment Gateways

When comparing Mobiyo.com Allopass.com with ethical payment gateways, the distinction is stark and goes beyond mere technical features or pricing models.

The fundamental difference lies in their acceptable use policies and the types of content and industries they choose to facilitate.

Allopass’s Compromised Position

Allopass, despite its technical capabilities in micropayments and carrier billing, finds itself in a compromised ethical position primarily due to its explicit support for “Site charme” and similar entertainment verticals. Data2crm.com Review

• Ethical Red Flag: The acceptance of “Site charme” as a business category immediately places Allopass outside the bounds of ethically permissible platforms. This is a non-negotiable point for users committed to ethical principles.
• Revenue from Impermissible Content: A portion of Allopass’s revenue is derived from facilitating transactions for content that promotes immorality, immodesty, or other forbidden activities. This makes it an indirect partner in the proliferation of such content.
• Reputational Risk: Associating with or using Allopass especially for merchants carries a significant reputational risk, as it could imply an endorsement or acceptance of the unethical content they support.
• Lack of Ethical Screening: The presence of “Site charme” indicates that their merchant screening process, if any, does not prioritize ethical alignment.

Ethical Payment Gateways: A Commitment to Integrity

In contrast, ethical payment gateways prioritize integrity, compliance, and responsible business practices.

They typically have strict acceptable use policies that explicitly prohibit illegal, harmful, or morally questionable content.

• Stripe:
  • Key Distinction: Stripe’s Restricted Businesses List clearly prohibits categories like “Adult content and services unless subject to specific additional restrictions or authorization by Stripe in writing,” “Psychic services,” and “Gambling,” among others. This clear stance ensures a high level of ethical compliance.
  • Focus: Focuses on legitimate e-commerce, SaaS, marketplaces, and other online businesses, providing robust developer tools and a secure infrastructure.
• PayPal:
  • Key Distinction: PayPal’s Acceptable Use Policy strictly forbids activities that “relate to sexually oriented materials or services” or “promote hate, violence, racial intolerance, or the financial exploitation of a crime.” This broad prohibition ensures that problematic content is not supported.
  • Focus: Global reach for both individual and business payments, emphasizing secure and easy transactions for a wide range of legitimate goods and services.
• Square:
  • Key Distinction: Square’s Terms of Service and prohibited products/services also align with ethical standards, generally disallowing adult services, certain gambling activities, and other illicit content.
  • Focus: Integrated POS and online payment solutions, ideal for small to medium-sized businesses selling physical goods, services, and ethical digital products.

The True Comparison

The comparison boils down to a fundamental choice:

• Allopass: Offers technical payment solutions but compromises ethical integrity by supporting impermissible content categories.
• Ethical Payment Gateways Stripe, PayPal, Square, etc.: Offer robust, secure payment solutions while upholding strict ethical standards by prohibiting harmful or morally questionable content.

For any individual or business striving for ethical conduct, the choice is clear: opt for platforms that uphold ethical principles and avoid those that knowingly facilitate impermissible activities, regardless of their technical prowess or historical claims. The ultimate goal is to ensure that every aspect of one’s business, including its payment infrastructure, aligns with pure and beneficial practices.

How to Cancel Mobiyo.com Subscription / Account

Given that Mobiyo.com redirects to Allopass.com and functions primarily as a payment solution provider for merchants, rather than a direct service provider to consumers, the concept of “canceling a Mobiyo.com subscription” typically refers to two main scenarios:

1. A consumer canceling a subscription service purchased through a merchant using Allopass.
2. A merchant canceling their Allopass payment processing account.

It’s crucial to understand this distinction.

For consumers, Mobiyo/Allopass is merely the payment processor, not the service provider.

For merchants, it’s their gateway to monetizing content.

For Consumers: Cancelling a Subscription Paid Via Allopass

If you, as a consumer, find a charge from “Allopass” or “Mobiyo” on your statement, it means you subscribed to a service from a merchant who uses Allopass as their payment gateway. You need to contact the merchant directly.

• Identify the Merchant: The first step is to identify the actual service or content provider that charged you. Look at your bank statement or credit card bill for details accompanying the “Allopass” or “Mobiyo” charge. Often, the merchant’s name or a descriptive identifier will be included.
• Contact the Merchant’s Support: Once you’ve identified the merchant, visit their website or contact their customer support.
  • Website: Look for sections like “My Account,” “Subscriptions,” “Billing,” or “Contact Us.”
  • Email/Phone: Use the contact information provided on their site or in your original subscription confirmation email.
• Request Cancellation: Clearly state that you wish to cancel your subscription. Provide all necessary account details username, email, subscription ID, transaction date, amount.
• Follow Merchant’s Cancellation Process: Each merchant will have its own cancellation policy and procedure. Be prepared to follow their steps, which might include logging into an online portal or confirming through email.
• Monitor Your Statements: After cancellation, monitor your bank or credit card statements for at least two billing cycles to ensure no further charges from that merchant or Allopass appear.
• Dispute if Necessary: If you are unable to cancel or continue to be charged after cancellation, you may need to dispute the charge with your bank or credit card company. Provide them with all communication records with the merchant.

Important Note for Consumers: Allopass.com provides a “Contact” link which might lead to a general customer service or fraud prevention contact. While they might be able to help identify the merchant, their primary role is processing payments for merchants, not managing individual consumer subscriptions. Their “Conditions Générales de Vente” primarily apply to merchants. Kupi.net Review

For Merchants: Cancelling an Allopass Account

For a merchant looking to discontinue using Allopass for payment processing, the process will involve direct communication with Allopass’s support or account management team.

• Review Your Contract/Terms of Service: Merchants will have signed a contract or agreed to terms of service with Allopass. This document will outline the specific procedures for account termination, notice periods, and any associated fees.
• Contact Allopass Account Management: Reach out to your dedicated account manager or Allopass’s general support channels.
  • Email/Phone: Use the contact information provided to you during your onboarding or found in your merchant portal.
  • Formal Written Request: It is often advisable to submit a formal written request email or letter for account closure to create a clear record. Include your merchant ID and company details.
• Data and Fund Retrieval: Before closing the account, ensure all outstanding funds are settled and transferred to your bank account. Download any necessary transaction data or reports for your records.
• Remove Integration: Once the account is closed, or before, ensure you remove all Allopass integration from your website or application to prevent new transactions from attempting to process through their system.
• Confirm Account Closure: Request a written confirmation from Allopass that your account has been successfully closed and all obligations are fulfilled.

General Advice for Merchants: Given the nature of payment processing agreements, it’s crucial to ensure all contractual obligations are met to avoid potential penalties or issues during account closure. Always maintain clear communication records.

How to Cancel Mobiyo.com Free Trial

The concept of a “free trial” is primarily applicable to services offered directly to consumers, where they can test a product or subscription for a limited period before committing to a paid plan. Mobiyo.com Allopass.com is a B2B payment processing gateway, meaning it provides services to businesses merchants who then use it to charge their customers.

Therefore, Mobiyo.com Allopass.com does not offer a “free trial” in the traditional sense to end-users consumers.

If a consumer believes they are on a “free trial” related to a charge from Allopass/Mobiyo, it means they have likely signed up for a trial with a merchant who uses Allopass as their payment processor.

Here’s the breakdown and how to address it:

For Consumers: If You’re on a “Free Trial” with a Merchant Using Allopass

If you’ve subscribed to a service that initially advertised a free trial, and you see “Allopass” or “Mobiyo” on your statement, it means Allopass is simply the payment gateway facilitating the transaction for the merchant.

• The Trial Belongs to the Merchant: The free trial is with the actual service provider the website, app, or content platform you signed up for, not directly with Allopass.
• To Cancel Your Trial: You must contact the merchant directly.
  • Check Confirmation Emails: Look for the original confirmation email from the service you signed up for. It should contain details about the trial, how to cancel, and contact information.
  • Visit the Merchant’s Website: Log into your account on the merchant’s website. Look for a “My Account,” “Subscription,” “Billing,” or “Settings” section where you can manage or cancel your trial.
  • Contact Merchant Support: If you can’t find a self-service option, email or call the merchant’s customer support. Be clear you want to cancel your free trial before it converts to a paid subscription. Provide your account details.
• Be Mindful of Trial End Dates: Pay close attention to when the free trial ends. Most trials automatically convert to paid subscriptions if not canceled.
• Monitor Bank Statements: After canceling, always check your bank or credit card statements to ensure no charges appear once the trial period expires.

It’s essential to understand that Allopass or Mobiyo does not control the terms of a merchant’s free trial. Their role is purely to process the payment if and when that trial converts to a paid subscription.

For Merchants: No “Free Trial” for Payment Processing

As a B2B service, payment gateways like Allopass typically don’t offer “free trials” in the consumer sense. Instead, they might offer:

• Demo Accounts: A sandbox or test environment for developers to integrate and test the payment gateway without processing live transactions. This is not a “free trial” of their full service.
• Negotiated Pricing Tiers: Pricing for merchants is usually based on transaction volume and services used, and often involves a direct sales conversation rather than a trial period.

Therefore, merchants looking to explore Allopass would engage directly with their sales team to understand integration options and pricing, rather than signing up for a “free trial.” Couponbox.com Review

In summary, if you’re a consumer, direct your “free trial” cancellation efforts towards the specific merchant whose service you subscribed to.

Mobiyo.com/Allopass.com is not the entity managing your trial.

FAQ

What is Mobiyo.com?

Mobiyo.com is a domain that redirects to Allopass.com, which is a mobile payment solution provider specializing in micropayments and content monetization for merchants, claiming to have operated since 1999.

Is Mobiyo.com Allopass.com an ethically permissible platform?

No, Mobiyo.com Allopass.com is not considered an ethically permissible platform.

Its explicit mention of facilitating services for “Site charme” charm/dating sites indicates involvement with content categories that are generally impermissible, such as dating or adult entertainment, which conflicts with ethical guidelines.

What kind of payment solutions does Mobiyo.com Allopass.com offer?

Mobiyo.com Allopass.com offers various payment solutions including Internet+ Direct Carrier Billing, SMS+ Premium SMS, SVA+ Value-Added Services, and Carte Bancaire Credit Card processing.

What are the main ethical concerns with Mobiyo.com Allopass.com?

The main ethical concern is its direct association with and facilitation of “Site charme” content, which typically includes dating, adult entertainment, or other questionable activities that are ethically forbidden.

This implies the platform profits from and enables the spread of impermissible content.

Are there any pros to using Mobiyo.com Allopass.com from a technical perspective?

From a purely technical perspective, Mobiyo.com Allopass.com claims a global reach in 45 countries, offers multiple payment methods, boasts historical experience since 1999, and mentions fraud protection measures.

However, these technical pros are overshadowed by significant ethical concerns. Lookmycard.com Review

What are the cons of using Mobiyo.com Allopass.com?

The overwhelming cons include its direct association with impermissible content “Site charme”, the risk of contributing to immoral behavior, indirect support for ethically questionable industries, and a potential lack of clear ethical vetting for its merchants.

How does Mobiyo.com Allopass.com compare to ethical payment gateways like Stripe or PayPal?

Ethical payment gateways like Stripe and PayPal maintain strict acceptable use policies that explicitly prohibit content related to adult services, gambling, and other immoral activities.

Mobiyo.com Allopass.com differs fundamentally by explicitly supporting “Site charme,” making it ethically unacceptable in comparison.

Where can I find the pricing for Mobiyo.com Allopass.com services?

Mobiyo.com Allopass.com does not publicly display its pricing on its website.

Merchants are typically required to contact their sales team directly for customized quotes, which vary based on volume and specific service needs.

Does Mobiyo.com Allopass.com offer a free trial for consumers?

No, Mobiyo.com Allopass.com is a B2B payment processing gateway and does not offer a free trial to end-users consumers. If you are on a free trial, it is with a specific merchant who uses Allopass to process payments.

How do I cancel a subscription charged by Mobiyo.com Allopass.com?

If you are a consumer and see a charge from “Allopass” or “Mobiyo” on your statement, you need to contact the merchant the service or content provider you subscribed to directly to cancel your subscription. Allopass is only the payment processor.

How can a merchant cancel their account with Mobiyo.com Allopass.com?

Merchants must contact their dedicated account manager or the general support of Allopass.com.

They should review their contract for specific cancellation procedures, notice periods, and any associated fees, and formally request account closure.

What is Direct Carrier Billing DCB?

Direct Carrier Billing DCB, also known as Internet+, allows users to make purchases by charging the cost directly to their mobile phone bill, often with a “OneClick” or “OTP” One-Time Password confirmation. Medicineflower.com Review

What are SMS+ and SVA+ services?

SMS+ refers to Premium SMS services where users are charged for sending an SMS to a specific short code.

SVA+ Value-Added Services refers to premium-rate phone calls. Both are used for content monetization.

Does Mobiyo.com Allopass.com provide fraud protection?

Yes, the Mobiyo.com Allopass.com website mentions that they implement effective anti-fraud measures to protect transactions and conquer new markets, stating it’s a “pledge of quality” to their clients.

What is the significance of “micropaiement” for Mobiyo.com Allopass.com?

“Micropaiement” micropayment is a core focus for Mobiyo.com Allopass.com, indicating their specialization in processing small-value, high-volume transactions, often associated with digital content monetization.

Is Mobiyo.com Allopass.com related to Hipay Mobile?

The login link on Mobiyo.com Allopass.com leads to “merchant.hipaymobile.com,” suggesting a historical or current connection, possibly through a merger or acquisition, where Hipay Mobile is involved in their merchant login infrastructure.

What information should I look for before using any payment gateway?

Before using any payment gateway, you should thoroughly review their “About Us,” “Services,” “Terms of Service,” and “Acceptable Use Policies” to understand their business model, acceptable content categories, pricing, and commitment to ethical practices.

How can I ensure my content monetization methods are ethical?

Ensure your content adheres to strict ethical guidelines, avoiding any material that is impermissible.

Additionally, choose payment platforms that have clear policies against supporting unethical industries, like adult content, gambling, or dating services.

Does Mobiyo.com Allopass.com support credit card payments?

Yes, Mobiyo.com Allopass.com explicitly lists “Carte Bancaire” Credit Card as one of its payment solutions for merchants, catering to both one-time purchases and subscription models.

Where can I find the legal information for Mobiyo.com Allopass.com?

Mobiyo.com Allopass.com provides direct links to legal documents such as “Conditions Générales de Vente” General Terms and Conditions of Sale, “Mentions légales” Legal Notice, and “Cookies et Protection des données” Cookies and Data Protection on its website footer. Waymark.com Review