
Based on looking at the website, InvestorsUnited.com presents itself as a long-standing institution in real estate investing education, emphasizing its “brick-and-mortar” presence since 1980. While the site highlights comprehensive programs, expert mentors, and a community focus, it falls short on critical transparency elements essential for a truly trustworthy and ethically sound financial education platform. The focus on real estate investing, while a legitimate field, often involves debt-based financing, which can include interest riba, a concept strictly prohibited in Islamic finance. Therefore, while the idea of learning real estate can be permissible, the common methods promoted by such programs frequently intertwine with non-compliant financial practices, making a blanket recommendation problematic for those seeking ethical guidance.
Overall Review Summary:
- Website Professionalism: High Clean design, clear navigation
- Ease of Use: High Information is relatively easy to find
- Transparency of Pricing: Low Requires consultation, no upfront pricing
- Clear Disclosure of Financial Risks: Low Minimal explicit risk warnings
- Ethical Considerations Islamic Finance: Major Concern Likely involves interest-based financing, lacks halal alternatives
- Customer Testimonials/Social Proof: Present Includes written testimonials and YouTube links
- Contact Information: Clear Phone number, general contact
- Refund Policy/Guarantees: Not Clearly Visible
- Track Record Verification: Claims “since 1980” with mentions of media appearances, but independent, easily verifiable third-party audits or success rate data are absent.
The website aims to draw in aspiring real estate investors with promises of financial freedom and expert guidance.
It showcases various offerings, including online courses, hands-on mentoring, consulting sessions, networking opportunities, and access to proprietary software.
The claim of being “America’s oldest brick-and-mortar school for real estate investing” and having helped “more people gain financial freedom than any other real estate investing program today” are bold assertions that lack readily available, independent verification on the site itself.
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Crucially, for those adhering to Islamic financial principles, the pervasive nature of interest riba in conventional real estate financing, whether through mortgages, loans for flips, or development, makes engaging with such a program without explicit halal alternatives highly questionable.
The site does not provide any information or guidance on how to navigate real estate investing in a Sharia-compliant manner, which is a significant drawback for a substantial segment of the potential audience.
Best Alternatives for Ethical Wealth Building & Skill Development:
For individuals seeking to build wealth and acquire valuable skills in an ethically compliant manner, especially within an Islamic framework, direct real estate investing often presents challenges due to conventional financing. Instead, focusing on ethical business ventures, skill acquisition, and honest trade offers a more permissible path.
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- Key Features: Sharia-compliant investment portfolios stocks, sukuk, real estate REITs that adhere to ethical screens, automated investing, professional management.
- Average Price: Varies by platform. often management fees as a percentage of AUM e.g., 0.25% – 0.99% annually.
- Pros: Ensures investments are free from interest, gambling, and prohibited industries. easy to set up and manage. diversified portfolios.
- Cons: Returns may differ from conventional investments. limited options compared to mainstream platforms. requires understanding of Sharia principles.
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Online Business Development Courses
- Key Features: Teaches skills like e-commerce, digital marketing, content creation, web development, and online service provision. Focuses on building a sustainable, ethical business.
- Average Price: $100 – $1,000+ per course or subscription.
- Pros: Develops practical, marketable skills. allows for self-employment and control over income sources. can be started with minimal capital. directly related to honest trade.
- Cons: Requires significant self-discipline and effort. market can be competitive. success is not guaranteed.
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- Key Features: Access to thousands of creative, business, and technology courses taught by industry professionals. Learn graphic design, writing, programming, video editing, and more.
- Average Price: ~$15/month or ~$99/year.
- Pros: Diverse range of skills for personal and professional growth. flexible learning at your own pace. community features for feedback.
- Cons: Not all courses are equally in-depth. requires self-motivation to complete courses and apply knowledge.
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- Key Features: Enterprise-level learning platform with a vast library of courses on business, tech, and personal development. Often used for corporate training but accessible to individuals.
- Average Price: Varies based on individual course purchase typically $10-$200 per course or subscription plans for businesses.
- Pros: High-quality content from experienced instructors. lifetime access to purchased courses. practical, actionable skills.
- Cons: Can be overwhelming due to sheer volume of courses. quality can vary between instructors.
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- Key Features: Partners with universities and companies to offer online courses, specializations, and degrees. Focuses on in-demand skills like data science, AI, business strategy, and more.
- Average Price: Free courses available. Specializations/Professional Certificates typically $39-$79/month. Degrees vary significantly.
- Pros: Reputable institutions. structured learning paths. professional certificates can boost career prospects.
- Cons: More academic focus, may not be suitable for those seeking immediate practical application. commitment required for longer programs.
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Project Management Professional PMP Certification Prep
- Key Features: Courses and materials to prepare for the globally recognized PMP certification, enhancing project management skills applicable across industries.
- Average Price: Courses range from $500 – $2,000+, plus exam fees.
- Pros: Highly sought-after certification. improves organizational and leadership skills. applicable in any field, including ethical business ventures.
- Cons: Significant time and financial investment. requires prior project experience to be eligible for the exam.
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- Key Features: Free resource from Etsy, providing detailed guides and articles on setting up an online shop, product photography, marketing, and managing a craft or handmade business.
- Average Price: Free Etsy takes a percentage of sales.
- Pros: Excellent for starting a small, ethical business selling handmade goods or unique items. very practical advice. large customer base.
- Cons: Requires creative skills or sourcing unique products. market can be competitive. income can be variable.
Find detailed reviews on Trustpilot, Reddit, and BBB.org, for software products you can also check Producthunt.
IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.
Investorsunited.com Review: A First Look at a Real Estate Education Platform
Based on an initial review of InvestorsUnited.com, the website presents itself as a well-established and comprehensive platform for real estate investing education.
It highlights a long history, dating back to 1980, and positions itself as a “brick-and-mortar” institution, suggesting a tangible presence beyond just an online facade.
The site emphasizes a hands-on approach, combining online courses with personalized mentoring and live group consulting sessions.
While the presentation is professional and the navigation straightforward, there are several key areas where transparency and ethical considerations, particularly from an Islamic finance perspective, warrant a deeper dive.
Understanding InvestorsUnited.com’s Core Offerings
InvestorsUnited.com focuses on providing education and support for individuals looking to enter or advance in real estate investing. Mrfaruque.com Review
The platform structures its offerings around several key pillars, designed to guide students from foundational knowledge to active deal-making.
- Real Estate Investing Programs: The core of their offering appears to be structured “Program Packages” that bundle various services. These packages are implied to be comprehensive, covering different aspects of real estate investment, though specific details of what each package includes are not immediately visible without further inquiry or consultation.
- Online Courses: The website boasts a “comprehensive list of courses” developed from “decades of experience.” These courses are self-paced, allowing students to learn at their convenience. Topics likely cover acquisition strategies, property flipping, development, and various business aspects of real estate.
- Hands-On Mentoring: A significant selling point is the promise of “personalized 1-on-1 attention” from expert mentors. These mentors are said to have “millions of dollars of real estate investing experience” and offer guidance that can include “sometimes even the funding you need.” This last point about funding is particularly crucial for ethical review, as it often implies interest-based lending.
- Group Consulting Sessions: Weekly live sessions, accessible online or on-campus, allow members to discuss deals, make calls, write contracts, and engage in business activities under expert supervision. This fosters a practical learning environment.
- Networking Opportunities: Investors United emphasizes its “nationwide real estate community,” which includes access to “funding, cash purchasers and even partners.” This community aspect, facilitated through the “IU Member Portal,” is presented as a unique benefit of joining their programs.
- Resources and Software IURealist: The platform offers access to real estate investing software and tools, specifically IURealist, for prospecting and evaluating transactions nationwide. This tool is included with program packages or available as a standalone subscription.
The overall impression is that InvestorsUnited.com provides a structured ecosystem for real estate investing education, from theoretical knowledge to practical application and community support.
However, the lack of explicit detail on pricing, curriculum specifics without consultation, and the potential for interest-based financial mechanisms are areas of concern.
Red Flags and Lack of Transparency on Investorsunited.com
While InvestorsUnited.com presents a polished facade and emphasizes its long history, several aspects raise red flags, particularly for those seeking transparency and ethical compliance in their financial education.
- Absence of Upfront Pricing Information: This is perhaps the most significant red flag. The website repeatedly mentions “Program Packages” and urges visitors to “SEE PACKAGES” or “Get Your Free Real Estate Investing Consultation.” However, no direct pricing tiers, course costs, or package breakdowns are visible on the homepage or easily accessible linked pages. This forces potential clients into a sales funnel requiring a consultation before they can even assess affordability, which is a common tactic in high-ticket coaching and education programs.
- Vague “Funding” Promises: The mention of mentors sometimes providing “the funding you need to earn in real estate” is concerningly vague. In conventional real estate investing, “funding” almost invariably involves loans with interest riba, which is prohibited in Islamic finance. The website offers no clarification on the nature of this funding—whether it’s interest-free, equity-based, or Sharia-compliant. This lack of detail implies conventional, interest-laden financing, making the program ethically questionable for a Muslim audience.
- Limited Independent Verification of Claims: The website proudly states it has been around “since 1980” and has helped “more people gain financial freedom than any other real estate investing program today.” While there are mentions of “accolades from universities, legislators” and media appearances by the founders, concrete, independently verifiable data, audited success rates, or extensive third-party reviews that validate these bold claims are not readily presented. The testimonials are written, with no links to external review platforms.
- No Clear Refund Policy or Guarantees: A legitimate educational program, especially one with a significant price point, should clearly outline its refund policy, satisfaction guarantees, or withdrawal terms. This information is absent from the easily navigable parts of the website, leaving potential students unaware of their recourse if the program doesn’t meet their expectations.
- Focus on Traditional Real Estate Finance: The language used, such as “acquire, flip, develop” and discussion of “contracts” and “deals,” strongly suggests a reliance on standard real estate practices that often involve bank loans, mortgages, and other interest-bearing financial instruments. There is no mention of Sharia-compliant financing methods like Murabaha, Musharaka, or Ijarah or equity-based partnerships that avoid interest, making the program unsuitable for those committed to ethical Islamic finance.
These points collectively suggest that while InvestorsUnited.com might offer valuable insights into conventional real estate, its lack of financial transparency, vague funding promises, and apparent reliance on interest-based models are significant drawbacks. Flitwebs.com Review
Ethical Concerns: Real Estate Investing & Riba
Real estate investing, in principle, can be a permissible and beneficial activity, as it involves tangible assets and legitimate trade. However, the methods often employed in conventional real estate, especially those emphasized by programs like InvestorsUnited.com, frequently run into direct conflict with Islamic financial principles, primarily due to the pervasive nature of riba interest.
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The Prohibition of Riba: In Islam, interest riba in any form—whether earned or paid—is strictly prohibited. This includes interest on loans, mortgages, and many conventional financial products. The Quran and Sunnah are unequivocal on this matter, warning against engaging in transactions involving interest due to its exploitative nature and its potential to exacerbate wealth inequality.
- “O you who have believed, do not consume interest, doubled and multiplied, but fear Allah that you may be successful.” Quran 3:130
- “Allah has permitted trade and forbidden interest.” Quran 2:275
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Conventional Real Estate Financing: The vast majority of real estate transactions in conventional markets involve interest-based loans.
- Mortgages: The primary method for purchasing properties, where the buyer pays back the principal along with interest over a period of time.
- Construction Loans/Developer Financing: Funds borrowed for development projects typically come with interest rates.
- Flipping Loans: Short-term loans for purchasing and renovating properties often carry high interest rates due to their perceived risk.
- Hard Money Loans: Used by investors for quick access to capital, these invariably come with substantial interest.
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The “Funding” Dilemma: When InvestorsUnited.com mentions mentors providing “the funding you need,” it almost certainly implies access to or guidance on securing these conventional, interest-based financial instruments. Without explicit assurances or guidance on Sharia-compliant alternatives, participation in a program that encourages such methods would lead one into riba.
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Lack of Halal Alternatives: A truly ethical real estate investing program for a Muslim audience would extensively cover and promote Sharia-compliant financing options. These include: Dalroad.com Review
- Murabaha Cost-Plus Sale: The bank buys the asset and sells it to the client at a profit, with payments spread over time.
- Musharaka Partnership: The bank and client co-own the asset, sharing profits and losses based on pre-agreed ratios.
- Ijarah Leasing: The bank leases the property to the client, with payments serving as rent, often ending in ownership.
- Direct Equity Investment: Purchasing properties outright with cash, or through shared equity arrangements without interest.
Since InvestorsUnited.com makes no mention of these halal alternatives and operates within a conventional framework, it can inadvertently steer individuals toward financially impermissible practices. Therefore, while the skill of real estate analysis is valuable, the application within this program likely poses significant ethical challenges for a Muslim investor.
The InvestorsUnited.com Business Model and Structure
InvestorsUnited.com operates as an educational and mentorship platform within the real estate investment niche.
Their business model appears to be centered around selling high-value program packages, online courses, and subscriptions to their proprietary software, IURealist.
- Tiered Program Packages: While specific pricing isn’t disclosed, the repeated mention of “Program Packages” suggests a tiered structure, likely with different levels of access to resources, mentoring, and community features. This is a common strategy for educational businesses, allowing them to cater to various budgets and commitment levels while maximizing revenue from higher-tier offerings.
- Consultation-Driven Sales: The prominent call to action for a “Free Real Estate Investing Consultation” indicates a sales model that relies on personal interaction to close deals. This allows them to tailor pitches, address individual concerns, and, likely, upsell to more expensive programs once a prospect is engaged. This approach can be effective for complex services but also lacks transparency for initial comparison shopping.
- Mentorship and Community as Value Proposition: A significant part of their value proposition revolves around access to experienced mentors and a nationwide community. This hands-on support and networking potential are key selling points, aimed at creating a supportive ecosystem for learning and deal execution. The “brick-and-mortar school” element further reinforces this sense of a tangible, established presence.
- Proprietary Software Integration: Offering IURealist as part of their packages or as a standalone subscription adds another revenue stream and enhances the perceived value of their programs. Access to specialized tools can be a significant draw for aspiring investors.
- Long-Term Engagement: The emphasis on ongoing “weekly consulting sessions” and “Member Portal” access suggests a model designed for long-term engagement and recurring revenue, either through continued subscriptions or follow-up programs.
This business model, while common in the education and coaching industry, relies heavily on building trust and demonstrating value during the consultation phase, given the lack of initial transparency regarding costs and detailed program outlines.
Customer Experiences and Testimonials as presented on InvestorsUnited.com
InvestorsUnited.com includes a section dedicated to “More Success Stories,” featuring written testimonials and links to their YouTube channel, which contains video testimonials and educational content. Dmexecutiveline.ie Review
It’s important to note that these are testimonials curated by the company itself.
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Written Testimonials: The website displays several quotes from individuals identified by name, often including a brief statement about their background or what they gained from the program. Examples include:
- “No matter where you work, where you went to school, or what level you think you’re at, Investors United lifts you up and shows you how to unlock your peak potential.” – Dan Waugh, USMC
- “Taking control of my income has given me control over my own destiny. I feel on top of the world, I feel empowered, I feel the sky’s truly the limit.” – Kirsten Sitnick
- “I came to Investors United to upgrade my life, and I’m living proof that the system works. I always had the help I needed. I was never alone.” – Feruz Boboev
These testimonials focus on themes of empowerment, control over destiny, overcoming limitations, and consistent support.
They generally paint a positive picture of the program’s impact on personal and financial growth.
- YouTube Channel Integration: The website links directly to their YouTube channel, featuring videos titled “Real Estate Rehabs Watch Now,” “Dealing with Architects Watch Now,” and “Getting More Leads! Watch Now.” These suggest that the YouTube content includes practical insights and perhaps showcases student successes or expert advice. Video testimonials tend to be more convincing as they offer visual and auditory cues of authenticity, though they are still company-controlled.
Limitations of Self-Presented Testimonials: Virtualstocks.com Review
While testimonials provide social proof, it’s crucial to acknowledge their limitations:
- Curated Content: Companies naturally select their most positive feedback. They do not typically showcase negative experiences or failures.
- Lack of External Verification: There are no direct links to independent review platforms like Trustpilot, BBB, or Google Reviews where customers can freely post their experiences without company moderation. This makes it difficult to assess the broader sentiment about the program.
- Focus on Outcomes, Not Methods: The testimonials emphasize positive outcomes like “financial freedom” or “feeling empowered” but do not delve into the specific financial methods used e.g., whether interest-based financing was avoided. This is a critical omission for an ethical review.
For a comprehensive understanding, potential clients would need to seek out independent reviews and forums where unmoderated discussions about Investors United’s programs and their actual financial practices take place.
How to Evaluate Real Estate Education Programs Ethically
For those interested in real estate investing while adhering to Islamic principles, a thorough and ethical evaluation of any education program is paramount.
This goes beyond simply looking at success stories or marketing claims.
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Prioritize Sharia Compliance: Skyhaventours.com Review
- Inquire About Financing: The absolute first question should be about financing methods. Does the program teach and support only Sharia-compliant financing Murabaha, Musharaka, Ijarah, equity partnerships, cash purchases? If the answer involves conventional mortgages, loans, or interest-based funding, the program is not suitable.
- Avoid Riba at All Costs: Understand that any program promoting or even implicitly accepting interest-based transactions, regardless of the potential profit, is fundamentally unethical from an Islamic perspective.
- Halal vs. Haram Sectors: Ensure that the types of real estate investments discussed e.g., residential, commercial, industrial do not involve or support haram activities e.g., properties used for bars, gambling dens, or adult entertainment.
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Demand Financial Transparency:
- Upfront Pricing: A reputable program should have clear, published pricing for its courses or packages. Avoid programs that pressure you into a “free consultation” just to get pricing information, as this can be a high-pressure sales tactic.
- Breakdown of Costs: Understand what exactly is included in the price – courses, mentorship hours, software access, community features. Are there hidden fees or additional costs?
- Refund Policies: A clear, reasonable refund or cancellation policy is crucial. This protects your investment if the program doesn’t meet expectations or if your circumstances change.
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Assess Curriculum and Mentorship Quality:
- Detailed Curriculum Outline: Request a detailed syllabus or curriculum breakdown. What specific topics are covered? What skills will you acquire?
- Mentor Credentials: While InvestorsUnited.com mentions “expert mentors,” look for concrete, verifiable credentials. Do they have actual real estate success? Are they qualified educators? Do they have experience in Sharia-compliant transactions if that’s a focus?
- Practical Application: Does the program emphasize practical, hands-on learning, or is it purely theoretical? The ability to apply knowledge is key.
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Seek Independent Reviews and Due Diligence:
- Third-Party Review Platforms: Look for reviews on sites like the Better Business Bureau BBB, Trustpilot, Google Reviews, or independent real estate investor forums. Pay attention to consistent themes, both positive and negative.
- Consumer Protection Agencies: Check if any complaints have been filed with consumer protection agencies.
- Social Media Scrutiny: Search for the company’s name on social media platforms to find discussions or complaints from past students.
- Network with Alumni if possible: If you know anyone who has gone through the program, ask for their honest assessment.
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Understand Risk Disclosure:
- Real Estate Risks: Even in ethical real estate, risks exist market fluctuations, property damage, tenant issues. A good program will honestly discuss these risks and how to mitigate them, rather than solely focusing on potential profits.
- No Guaranteed Returns: Be wary of programs that promise specific, high returns. Real estate, like any investment, carries inherent risks, and guaranteed returns are often a sign of a scam or unrealistic expectations.
By rigorously applying these criteria, especially focusing on Sharia compliance and transparency, individuals can make more informed and ethically sound decisions when choosing a real estate education program. Bestglobalgadgets.com Review
Without explicit Sharia-compliant pathways, platforms like InvestorsUnited.com, despite their apparent professionalism, remain problematic for Muslim investors.
FAQ
What is InvestorsUnited.com?
InvestorsUnited.com is an online and “brick-and-mortar” real estate investing education platform that offers courses, one-on-one mentoring, group consulting, networking opportunities, and access to proprietary software to help individuals learn and succeed in real estate investing.
Is InvestorsUnited.com a legitimate company?
Based on the website, InvestorsUnited.com presents itself as a legitimate company with a claimed history dating back to 1980 and mentions of media appearances.
However, complete transparency regarding pricing and independent third-party verification of all claims are not readily available on the site.
Does InvestorsUnited.com offer a free trial?
The website prominently advertises a “Free Real Estate Investing Consultation” but does not explicitly mention a free trial for its courses, mentoring, or software. Mayanlakerealty.com Review
The consultation appears to be a sales intake process.
How much do InvestorsUnited.com programs cost?
The specific pricing for InvestorsUnited.com programs, courses, or packages is not published directly on their website.
Prospective clients are encouraged to schedule a “Free Real Estate Investing Consultation” to learn about pricing and program options.
What kind of real estate investing do they teach at InvestorsUnited.com?
InvestorsUnited.com appears to teach various aspects of traditional real estate investing, including strategies for acquiring, flipping, and developing properties.
The curriculum likely covers deal analysis, contract writing, and other business aspects. Exploredjibouti.com Review
Are the mentors at InvestorsUnited.com experienced?
The website states that its mentors have “decades of experience” and “millions of dollars of real estate investing experience.” It also mentions founders Charles and Ian Parrish as seasoned real estate investors and educators.
Does InvestorsUnited.com provide funding for real estate deals?
The website mentions that mentors may sometimes provide “the funding you need to earn in real estate.” However, the nature of this funding e.g., interest-free, equity-based, or conventional interest-bearing loans is not specified, which is a critical point for ethical considerations.
Is real estate investing permissible in Islam?
Yes, real estate investing itself, as an activity involving tangible assets and trade, is permissible in Islam. However, the financing methods used are crucial.
Interest-based loans riba are strictly prohibited.
Does InvestorsUnited.com offer Sharia-compliant real estate investing guidance?
Based on the available information on their homepage, InvestorsUnited.com does not explicitly mention or offer guidance on Sharia-compliant financing methods for real estate investing. Assetdome.com Review
Their approach appears to align with conventional financing practices.
How can I cancel my InvestorsUnited.com subscription or program?
Information on how to cancel an InvestorsUnited.com subscription or program is not readily available on their public website.
Typically, such details would be found in their terms of service, membership agreement, or by contacting their customer service directly.
What is IURealist software?
IURealist is described as real estate investing software and tools provided by Investors United, designed for prospecting and evaluating transactions anywhere in the country.
It is included with program packages and available as a standalone subscription. Papersasap.com Review
Does InvestorsUnited.com have a physical location?
Yes, InvestorsUnited.com emphasizes that it is “America’s ONLY brick and mortar school for real estate investing,” indicating that they have a physical campus in addition to their online offerings.
Are there any success stories from InvestorsUnited.com students?
Yes, InvestorsUnited.com features written testimonials on its website and links to its YouTube channel, which contains video testimonials and related content showcasing student successes and experiences.
Does InvestorsUnited.com teach real estate development?
The website mentions “DEVELOP” as one of the core activities alongside “ACQUIRE” and “FLIP,” suggesting that real estate development is part of their curriculum or focus areas.
How long has InvestorsUnited.com been in business?
InvestorsUnited.com states that it has been helping people achieve financial freedom through real estate investing “since 1980,” claiming over 40 years of experience.
What kind of support does InvestorsUnited.com offer?
InvestorsUnited.com offers various forms of support, including personalized 1-on-1 mentoring, weekly live group consulting sessions online or on-campus, and access to a nationwide real estate community through their Member Portal. Liquidmoney.com Review
Can I network with other investors through InvestorsUnited.com?
Yes, InvestorsUnited.com explicitly states that becoming part of their “nationwide real estate community” allows for networking opportunities, where members can find funding, cash purchasers, and partners.
Do InvestorsUnited.com courses cover all aspects of real estate investing?
The website claims their courses are “comprehensive” and “guide you to profits in your real estate business,” implying they cover a wide range of topics related to real estate investing.
How does InvestorsUnited.com compare to other real estate education programs?
InvestorsUnited.com positions itself as unique due to its long history, “brick-and-mortar” presence, and comprehensive support system including mentoring and community.
However, a direct comparison requires detailed information on pricing, curriculum specifics, and financing approaches from both sides.
What are the main drawbacks of InvestorsUnited.com from an ethical perspective?
The main ethical drawbacks of InvestorsUnited.com are the lack of explicit information on Sharia-compliant financing alternatives, the high likelihood of relying on interest-based loans riba in conventional real estate, and the absence of upfront pricing transparency, which can make it difficult for ethically-minded individuals to make informed decisions. Azollasoftware.com Review
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