Dojo.tech Review

Based on checking the website, Dojo.tech presents itself as a robust and reliable payment provider primarily for businesses in the UK.

The platform emphasizes speed, efficiency, and strong customer support, aiming to streamline payment processes for various business types.

While the offerings appear comprehensive for payment processing, the core service of facilitating conventional financial transactions, which inherently involve interest-based mechanisms like credit and debit card networks, raises significant concerns from an Islamic ethical perspective.

Such systems often operate on principles that conflict with Islamic finance, particularly concerning riba interest. Therefore, while the technology may be efficient, its underlying financial structure makes it unrecommanded for Muslims seeking to adhere strictly to Islamic financial principles.

Overall Review Summary:

0.0 0.0 out of 5 stars (based on 0 reviews) Excellent0% Very good0% Average0% Poor0% Terrible0% There are no reviews yet. Be the first one to write one. Your review Your overall rating Select a Rating5 Stars4 Stars3 Stars2 Stars1 Star Title of your review Your review Your name Your email This review is based on my own experience and is my genuine opinion. ​ Submit Review

Amazon.com: Check Amazon for Dojo.tech Review Latest Discussions & Reviews:

• Purpose: Payment processing solutions for businesses card machines, EPOS integration, online bookings.
• Target Audience: UK businesses, particularly those with 1-69 locations.
• Key Features: Fast payments 58% faster than industry average, 99.99% uptime, dual Wi-Fi and 4G connectivity, 10-hour battery life, point-to-point encryption, 24/7 technical support, EPOS integration with 400+ providers, Tap to Pay on iPhone.
• Ethical Stance Islamic Perspective: Unrecommanded. The core business model relies on conventional financial mechanisms credit/debit card transactions that are often inextricably linked to riba interest, which is prohibited in Islam.
• Pricing: Not explicitly stated on the homepage. implied to be subscription-based or transaction-fee-based.
• Customer Support: Advertised as 24/7 phone support with remote login capabilities.
• Website Design/Clarity: Clear, user-friendly, highlights key benefits, and provides testimonials.

While Dojo.tech positions itself as a leading payment solution, the involvement in conventional payment systems, which are largely built upon interest-bearing financial instruments, is a fundamental conflict for an ethical Islamic stance.

The ease and speed they offer come at the cost of participating in a system that is not aligned with Islamic financial ethics.

For Muslims, the priority should always be to avoid riba, regardless of the convenience offered.

Therefore, businesses are advised to explore alternatives that explicitly adhere to Islamic financial principles, even if they might require different operational approaches.

Here are seven ethical alternatives focused on business efficiency and management, steering clear of interest-based payment processing:

• Square Point of Sale: A versatile point-of-sale system that can be used for cash transactions, invoicing, and inventory management. It offers robust tools for sales tracking and customer management without directly involving interest-based payment processing for cash or direct bank transfers.

  

  • Key Features: Inventory management, sales reporting, customer directory, online invoicing, appointment scheduling.
  • Average Price: Free POS software. hardware purchased separately e.g., card readers start from around $10.
  • Pros: Highly scalable, user-friendly, extensive features, good for small to large businesses.
  • Cons: Some advanced features require paid subscriptions, primarily designed for card payments though cash is supported.

• Wave Accounting: A comprehensive accounting software that offers invoicing, bookkeeping, and receipt scanning, allowing businesses to manage their finances ethically by focusing on cash flow and expenditure tracking, rather than conventional credit.

  • Key Features: Free accounting, invoicing, receipt scanning, basic payroll.
  • Average Price: Free for core accounting features. payroll and payment processing services are paid.
  • Pros: Excellent for small businesses and freelancers, user-friendly interface, robust features for a free service.
  • Cons: Customer support can be limited for free users, less robust than paid enterprise solutions.

• Zoho Books: An online accounting software that helps businesses manage their finances, send invoices, and track expenses. While it integrates with various payment gateways, its core function is accounting, allowing businesses to manage transactions ethically by prioritizing cash and direct transfers.

  • Key Features: Invoicing, expense tracking, inventory management, banking, reporting, time tracking.
  • Average Price: Starts from $15/month for standard plans.
  • Pros: Comprehensive features, good for growing businesses, integrates with other Zoho products.
  • Cons: Can be overwhelming for very small businesses, some features require higher-tier plans.

• QuickBooks Self-Employed: While QuickBooks offers various services, the Self-Employed version is geared towards managing business expenses, income, and tax deductions, which can be utilized for ethical financial tracking of cash and direct sales, avoiding the complexities of conventional credit.

  • Key Features: Income and expense tracking, mileage tracking, receipt capture, tax estimations.
  • Average Price: Around $15/month.
  • Pros: Excellent for freelancers and sole proprietors, simplifies tax preparation, easy to use.
  • Cons: Limited features compared to full accounting software, not suitable for businesses with employees or inventory.

• FreshBooks: An invoicing and accounting software designed for small business owners. It facilitates professional invoicing and expense tracking, allowing businesses to manage their cash flow and direct payments efficiently and ethically.

  • Key Features: Invoicing, expense tracking, time tracking, project management, financial reporting.
  • Average Price: Starts from $17/month for lite plans.
  • Pros: Intuitive interface, strong invoicing features, good for service-based businesses.
  • Cons: Can be more expensive than some alternatives, limited inventory management.

• HoneyBook: A client management and business automation platform that helps service-based businesses streamline their operations, from proposals to invoicing. It focuses on client interactions and project management, which can be adapted to ethical business practices by focusing on direct services and payments.

  • Key Features: Proposals, contracts, invoicing, client portal, project management, automation.
  • Average Price: Starts from $39/month.
  • Pros: All-in-one solution for service businesses, professional client experience, automation saves time.
  • Cons: Higher price point, primarily for service-based businesses, payment processing involves conventional methods.

• Shopify POS: While Shopify is known for e-commerce, its POS system allows businesses to manage in-person sales. For businesses that primarily deal with cash or direct transfers for their physical store, Shopify POS offers inventory management and sales tracking, which can be adapted to ethical commerce principles.

  • Key Features: Inventory management, sales reporting, customer profiles, staff management, gift cards.
  • Average Price: Shopify plans start from $29/month. POS hardware is extra.
  • Pros: Integrates seamlessly with Shopify online stores, robust inventory management, scalable for retail.
  • Cons: Requires a Shopify online store subscription, primarily designed for card payments though cash is supported.

Find detailed reviews on Trustpilot, Reddit, and BBB.org, for software products you can also check Producthunt.

IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.

Dojo.tech Review & First Look: Unpacking Their Value Proposition

Based on looking at the website, Dojo.tech presents itself as a dynamic and leading payment provider in the UK, aiming to revolutionize how businesses handle transactions. Their homepage is a slick, benefit-driven showcase of their offerings, immediately highlighting speed, reliability, and customer support as core tenets. They position themselves as the “UK’s #1 payments provider,” a bold claim based on face-to-face payments for businesses with 1-69 locations. This initial impression suggests a company deeply focused on operational efficiency for small to medium-sized enterprises.

The immediate appeal lies in the promise of tangible improvements: “Serve more customers,” “Get customers in and out faster,” and “Protect your profits.” These aren’t just buzzwords.

They’re direct solutions to common pain points for businesses.

The use of statistics, such as taking payments “58% faster than industry average,” instantly adds credibility and quantifies their impact.

This direct approach to value communication is a strong first step in capturing a business owner’s attention. Motowheels.com Review

The website provides a clean user interface, making navigation intuitive.

Key information about their products and services is accessible without excessive digging.

From a purely functional standpoint, the website communicates its purpose effectively and highlights features that cater to the logistical needs of businesses.

However, for those prioritizing ethical financial practices, particularly within an Islamic framework, the underlying conventional payment systems present a fundamental issue that outweighs these operational benefits.

Dojo.tech: A Glimpse into Their Market Position

Dojo.tech isn’t just about providing card machines. Shop.niceic.com Review

They’re aiming for a comprehensive payment ecosystem.

Their stated integration with “400+ EPOS and software systems” signifies a broad compatibility, which is crucial for businesses looking to maintain their existing operational infrastructure.

This flexibility is a significant selling point, reducing the friction associated with switching payment providers.

They also boast “Over 110,000 businesses in the UK use Dojo to take payments,” providing a sense of scale and widespread adoption.

The Problem of Conventional Payment Systems

From an Islamic perspective, the fundamental challenge with services like Dojo.tech lies in their integration with and reliance on the conventional financial system. Credit and debit card transactions, while ubiquitous, are part of a broader financial infrastructure that often involves riba interest. Banks and payment networks derive significant revenue from interest-based loans, overdrafts, and various fees that can be construed as interest. When a business uses such a payment provider, it becomes a participant in this system, even if it doesn’t directly charge or pay interest on its own transactions. This indirect involvement in riba is a significant ethical concern. The system also promotes debt-based consumption through credit cards, which is generally discouraged in Islam. Therefore, while Dojo.tech offers technical efficiency, the ethical implications of participating in such a system cannot be overlooked for a Muslim business owner. Gentlemanstore.eu Review

Dojo.tech Offerings: Speed, Integration, and Support

Dojo.tech positions itself as more than just a payment terminal provider.

It aims to be a holistic solution for business operations.

Their core offerings revolve around enhancing the speed and efficiency of transactions, seamlessly integrating with existing business systems, and providing robust customer support.

The emphasis on “fast, reliable payments, hard-working tech, and stellar customer support” forms the bedrock of their value proposition.

Accelerated Payment Processing

One of Dojo.tech’s standout claims is the speed of their payment processing. Jovikids.com Review

They assert that their Dojo Go card machine facilitates payments “58% faster than industry average,” based on an independent research study by Savanta in 2023. This translates into tangible benefits for businesses:

• Reduced Waiting Times: Quicker transactions mean customers spend less time in queues.
• Increased Customer Throughput: Businesses could potentially “serve up to 48 more customers a day” with faster payments.
• Improved Customer Experience: A seamless and speedy checkout contributes to higher customer satisfaction and repeat business.

This focus on speed directly addresses a critical operational bottleneck for many businesses, particularly in retail and hospitality.

The faster a transaction can be completed, the more efficient the overall service delivery becomes, leading to higher revenue potential and improved customer flow.

Seamless EPOS Integration

Dojo.tech highlights its extensive compatibility, partnering with “over 400 EPOS and software systems.” This wide integration capability is crucial for businesses that have already invested in existing point-of-sale EPOS systems. The benefits of this integration are manifold:

• Enhanced Efficiency: Syncing card machines with EPOS systems reduces manual entry errors and streamlines the entire sales process.
• Time Savings: Automation frees up staff time, allowing them to focus on core customer service rather than administrative tasks.
• Reduced Errors: Automated data transfer minimizes discrepancies between sales records and payment logs.
• Data Consistency: Ensures accurate and consistent sales data across all platforms, simplifying reporting and reconciliation.

This plug-and-play approach minimizes disruption for businesses looking to upgrade their payment solutions without overhauling their entire operational setup. Nrdx.com Review

It provides flexibility and a smoother transition process.

Robust and Always-On Connectivity

Reliability is a key selling point for Dojo.tech.

They promise “reliable, always-on payments” to ensure consistent cash flow.

Their card machines boast impressive uptime and connectivity features:

• 99.99% Uptime: This statistic suggests a highly stable and dependable service, minimizing payment processing interruptions.
• Dual Wi-Fi and 4G Connectivity: Ensures continuous operation even if one connection method fails, providing a critical backup.
• 10-Hour Battery Life: For mobile operations, a long battery life is essential, allowing businesses to take payments “whenever, wherever.”

These features collectively aim to eliminate the frustration of failed transactions due to connectivity issues or power outages, which can significantly impact sales and customer satisfaction. Ravpower.com Review

Dedicated 24/7 Customer Support

Dojo.tech places a strong emphasis on customer support, stating that their “friendly technical support team is here to help, 24 hours a day, 7 days a week.” This round-the-clock availability is a significant advantage for businesses, as payment issues can arise at any time and require immediate resolution. Key aspects of their support include:

• Phone Support: Direct access to “real people” for immediate assistance.
• Remote Login: For issues that cannot be resolved over the phone, they offer remote login to diagnose and fix problems directly.
• Account Support Helpline: A dedicated line for account-related queries, available Monday to Sunday, 8 am to 6 pm.

This commitment to accessible and comprehensive support aims to minimize downtime and ensure that businesses can consistently process payments without prolonged technical disruptions.

Tap to Pay on iPhone

A modern and convenient feature highlighted is “Tap to Pay on iPhone.” This allows businesses to accept “in-person, contactless payments with an iPhone and the Dojo for business app.”

• No Extra Hardware Needed: Eliminates the need for physical card readers, reducing equipment costs and simplifying mobile operations.
• Accepts Various Payment Types: Compatible with debit and credit cards, Apple Pay, and other digital wallets.

This feature caters to the growing demand for flexible and minimalist payment solutions, particularly useful for pop-up shops, mobile services, or businesses that prefer to use their existing devices.

Dojo.tech Pros & Cons: An Ethical Scrutiny

When evaluating Dojo.tech, it’s crucial to look beyond the surface-level benefits and consider the deeper implications, especially from an Islamic ethical perspective. Toysassemble.com Review

While the platform offers several operational advantages, its fundamental reliance on conventional financial systems, which are often built upon interest riba, poses significant challenges.

Cons from an Islamic Ethical Perspective

The cons of using Dojo.tech, from an Islamic financial standpoint, are substantial and directly relate to the core nature of their service:

• Involvement with Riba Interest: This is the primary and most significant drawback. Dojo.tech facilitates transactions through credit and debit card networks. These networks, and the banks that issue these cards, operate on interest-based lending and borrowing. When a business uses Dojo.tech, it is indirectly participating in a financial system where interest is a foundational element. Islam strictly prohibits riba, considering it an unjust and exploitative practice. By enabling transactions via these conventional cards, a business, even if it doesn’t directly charge interest, is supporting and becoming part of an impermissible financial ecosystem.
• Promotion of Debt-Based Consumption: Credit cards, facilitated by such payment systems, often encourage consumers to incur debt. Islam discourages excessive debt and emphasizes responsible financial behavior. A system that makes it easier for customers to pay via credit, and potentially fall into interest-bearing debt, goes against the spirit of Islamic finance.
• Lack of Transparency in Underlying Financial Mechanisms: While Dojo.tech is transparent about its service fees and features, the broader financial mechanisms of the banking system it integrates with are not structured to be Sharia-compliant. There’s no indication that Dojo.tech or its partners actively filter out riba or ensure Sharia-compliant transactions at a fundamental level.
• Ethical Compromise: For a Muslim business owner, using a service like Dojo.tech might feel like a compromise on their religious principles, even if the direct transaction with the customer doesn’t involve interest. The entire infrastructure is problematic.
• Limited Scope for Halal Business Models: For businesses aiming for fully Sharia-compliant operations, integrating a system like Dojo.tech necessitates careful consideration, as it complicates the ability to maintain a truly halal financial pipeline from end to end.

Operational Pros Acknowledged, but Ethically Problematic in Context

Despite the ethical reservations, it’s important to acknowledge the operational benefits Dojo.tech appears to offer to businesses in a conventional sense:

• Reliability and Uptime: The 99.99% uptime and dual connectivity provide robust assurance against system failures, ensuring businesses can consistently take payments. This minimizes lost sales due to technical glitches.
• Comprehensive Features: From EPOS integration with 400+ providers to “Tap to Pay on iPhone” and detailed business insights via their app, Dojo.tech offers a wide array of features designed to streamline various aspects of business management beyond just payment processing.
• Dedicated Customer Support: 24/7 phone support and remote assistance are valuable for businesses that rely heavily on their payment systems and need immediate resolution for any issues.
• Ease of Switching: The offer to cover exit fees up to £3,000 for businesses switching providers indicates a commitment to simplifying the onboarding process and reducing barriers for new clients.
• Business Insights: The “Dojo for business” app offers tools and insights to help manage and grow the business, providing valuable data on transactions and performance.

In summary, while Dojo.tech offers compelling operational efficiencies and technological advancements for businesses, its integration into the conventional, interest-based financial system makes it an unrecommanded choice for Muslim business owners striving for full Sharia compliance.

The ethical cost of participating in a system where riba is endemic far outweighs the practical conveniences offered. Amazon.ie Review

How to Cancel Dojo.tech Subscription: A Guide for Businesses

While Dojo.tech aims for long-term partnerships, businesses sometimes need to cancel their subscriptions due to various reasons, including a shift to more ethically compliant alternatives.

The process for canceling a Dojo.tech subscription is typically outlined in their terms and conditions, often involving contacting their support team.

Navigating the Cancellation Process

To cancel a Dojo.tech subscription, businesses generally need to follow a structured approach to ensure a smooth termination and avoid unexpected charges.

It’s imperative to thoroughly review the contractual agreement signed with Dojo.tech, as specific terms regarding notice periods and early termination fees if any will be detailed there.

Steps for Cancellation: Oglmove.com Review

1. Review Your Contract: Before initiating any cancellation, locate and carefully read your service agreement with Dojo.tech. Pay close attention to:
   • Minimum Contract Term: Understand if you are still within a binding contract period.
   • Notice Period: Most payment providers require a specific notice period e.g., 30, 60, or 90 days before cancellation.
   • Early Termination Fees: Check if there are any penalties for canceling before the contract ends. Dojo.tech’s homepage mentions they “could even cover your exit fees up to £3,000” if you are switching to them, but this doesn’t apply to leaving them.
   • Equipment Return: Clarify the process for returning any leased or provided hardware card machines, etc..
2. Contact Dojo.tech Support: The primary method for cancellation will be through their customer support channels.
   • Phone Call: Their website emphasizes 24/7 phone support. This is usually the most direct and efficient way to initiate a cancellation, allowing for real-time discussion and confirmation.
   • Email/Written Request: While not explicitly stated on the homepage for cancellation, sending a formal email or written request can provide a documented trail of your cancellation attempt.
3. Provide Necessary Information: When contacting support, be ready to provide your account details, business name, contact person, and a clear statement of your intent to cancel.
4. Confirm Cancellation: Do not assume cancellation is complete after the initial request. Always request a confirmation in writing email that your subscription has been terminated, including the effective date of cancellation and confirmation of any final charges or credits.
5. Return Equipment: If required, follow the instructions provided by Dojo.tech for returning any leased equipment. Document the return process e.g., tracking numbers, proof of delivery to avoid future disputes.
6. Verify Final Charges: Check your bank statements after the cancellation date to ensure no unauthorized or unexpected charges occur.

Important Considerations:

• Notice Period: Adhering to the notice period is crucial to avoid being charged for additional months of service.
• Data Backup: Before canceling, ensure you have downloaded any necessary transaction data, reports, or customer information from the Dojo for Business app or web portal.
• Alternative Payment Solution: Have a new, ethically compliant payment processing solution in place before canceling Dojo.tech to ensure business continuity.
• Documentation: Keep detailed records of all communications, confirmations, and actions related to your cancellation.

While the general cancellation process is fairly standard across payment providers, Dojo.tech’s specific terms and conditions are paramount.

It is always advisable to consult their official Help Centre support.dojo.tech or directly contact their account support helpline for the most accurate and up-to-date cancellation procedures.

Dojo.tech Pricing: Understanding the Cost Structure

Dojo.tech’s homepage, while rich in features and benefits, does not explicitly disclose their pricing structure.

This is common practice among B2B payment providers, as pricing models are often tailored to the specific needs of each business based on factors like transaction volume, industry, and required services. Gettingshirty.com Review

However, insights can be gathered from industry standards and their presented value proposition.

Typical Payment Processing Pricing Models

Generally, payment processing services like Dojo.tech employ one or a combination of the following pricing models:

1. Interchange Plus: This model involves a fixed markup added to the interchange fee a fee charged by the card-issuing bank and the assessment fee charged by the card networks like Visa/Mastercard. It’s generally considered the most transparent model, though less common for small businesses due to its complexity.
2. Tiered Pricing: Transactions are grouped into different tiers e.g., qualified, mid-qualified, non-qualified based on card type and transaction method. Each tier has a different rate. This model can be less transparent as it’s not always clear which transactions fall into which tier, potentially leading to higher costs.
3. Flat Rate Pricing: A single, fixed percentage is charged per transaction, sometimes with a small per-transaction fee e.g., 2.75% + £0.10. This is often preferred by small businesses for its simplicity and predictability.
4. Subscription/Membership Model: Businesses pay a fixed monthly fee, and transaction rates might be lower or zero, especially for higher volumes. This model can be combined with other pricing structures.
5. Custom Pricing: For larger businesses or those with very specific needs, a custom quote is provided after an assessment of their requirements.

Given Dojo.tech’s focus on businesses ranging from 1 to 69 locations, they likely offer a mix of tiered or flat-rate pricing, potentially combined with a subscription fee.

Their emphasis on “getting started” and “switching made simple” suggests a desire for straightforward onboarding, which aligns well with less complex pricing models initially.

Factors Influencing Dojo.tech’s Costs

When a business requests a quote from Dojo.tech, several factors will likely influence the final price: Rothaicc.com Review

• Transaction Volume: Higher monthly transaction volumes often lead to lower per-transaction rates.
• Average Transaction Value: The typical amount of each sale can impact the risk assessment and, consequently, the pricing.
• Industry Type: Certain industries e.g., high-risk businesses may incur higher processing fees.
• Type of Cards Accepted: Different card types credit vs. debit, premium cards vs. standard have varying interchange fees.
• Hardware Needs: The cost of card machines Dojo Go, Dojo Pocket and any other hardware might be leased, purchased, or included in a monthly package.
• Software Integrations: While EPOS integration is highlighted as a benefit, specific integrations might influence pricing or require additional setup fees.
• Additional Features: Services like Dojo Bookings, detailed business insights, or advanced fraud protection might be part of tiered packages or offered as add-ons.

How to Get Pricing Information

The website explicitly directs users to “Get started” or “Switch now” buttons, which lead to a quote request page.

This is the standard procedure for obtaining personalized pricing from Dojo.tech.

Businesses would typically fill out a form with their details and business requirements, after which a sales representative would contact them to discuss a tailored pricing proposal.

While the lack of upfront pricing on the homepage requires an inquiry, it aligns with how many B2B payment solutions operate.

However, for those seeking to avoid the ethically problematic conventional payment networks, this exercise serves primarily as an informational step to understand the market, rather than a recommendation to engage with the service. Massivegrid.com Review

Dojo.tech vs. Ethical Alternatives: A Comparative Analysis

When comparing Dojo.tech with ethically compliant alternatives, the primary differentiator lies not in operational efficiency or feature sets, but in the fundamental adherence to Islamic financial principles, particularly the avoidance of riba interest. While Dojo.tech excels in providing seamless, fast, and integrated conventional payment solutions, Sharia-compliant alternatives prioritize ethical conduct over convenience, often by focusing on direct transactions, asset-backed financing, and transparent profit-sharing models.

Dojo.tech: The Conventional Efficiency Model

• Core Function: Facilitates conventional credit and debit card transactions.
• Operational Strengths:
  • Speed: Advertised as 58% faster payments.
  • Integration: Extensive EPOS compatibility 400+ providers.
  • Reliability: High uptime 99.99%, dual connectivity.
  • Support: 24/7 customer service.
  • Features: Tap to Pay on iPhone, business insights, online bookings.
• Ethical Weaknesses Islamic Perspective:
  • Riba Involvement: Operates within a financial system inherently linked to interest, which is strictly prohibited in Islam.
  • Debt Promotion: Facilitates transactions that can lead to consumer debt via credit cards.
  • Lack of Sharia Compliance: Not designed or structured to comply with Islamic financial principles.

Ethical Alternatives: Prioritizing Halal Practices

Ethical alternatives for businesses, particularly those operating under Islamic guidelines, shift the focus away from interest-based transactions towards cash management, direct payments, and ethical business management tools.

These are generally not direct “payment processors” in the same vein as Dojo.tech but rather systems that support ethical financial operations.

Here’s a comparison based on the categories of ethical alternatives discussed:

1. Accounting and Invoicing Software e.g., Wave Accounting, Zoho Books, FreshBooks

• Focus: Managing finances, sending invoices for direct payments, tracking expenses, and reporting without directly facilitating conventional interest-bearing card transactions.
• Pros:
  • Ethically Compliant: Supports cash, bank transfers, and direct payment methods that can be managed to be interest-free.
  • Cost-Effective: Many offer free tiers or affordable subscriptions.
  • Comprehensive Financial Management: Tools for budgeting, expense tracking, and financial reporting.
  • Independence: Gives businesses more control over how they receive and manage payments.
• Cons:
  • No Direct Payment Processing: These are not payment processors themselves. they generate invoices which then require manual payment or integration with Sharia-compliant payment gateways if available.
  • Less “Instant”: Unlike card machines, bank transfers or cash payments might take longer to settle.
  • Requires Discipline: Businesses must actively manage their transactions to ensure they remain Sharia-compliant.

2. POS Systems for Cash/Direct Payments e.g., Square Point of Sale, Shopify POS – adapted for cash/direct use

• Focus: Managing inventory, sales, and customer data for in-person transactions, with an emphasis on facilitating cash or direct bank transfer payments. While they can process cards conventionally, their utility lies in supporting non-interest methods.
  • Operational Efficiency: Streamlines sales, inventory, and customer management.
  • Scalability: Suitable for various business sizes.
  • Reporting: Provides valuable sales insights and analytics.
  • Adaptable: Can be configured to prioritize cash, direct payments, or Sharia-compliant digital wallets.
  • Conventional Bias: Many of these systems are primarily designed for conventional card processing. businesses must actively manage their use to remain compliant.
  • Hardware Costs: May require purchasing dedicated POS hardware.
  • Subscription Fees: Often come with monthly subscription costs.

3. Client Management and Business Automation e.g., HoneyBook

• Focus: Streamlining client interactions, proposals, contracts, and project management for service-based businesses. While some integrate with conventional payment gateways, their core value is operational workflow.
  • Improved Client Experience: Professional proposals and contracts.
  • Time Savings: Automation of routine tasks.
  • Organization: Centralized client and project data.
  • Payment Integration: If payment gateways are integrated, they might be conventional and thus ethically problematic.
  • Niche-Specific: More suited for service-based businesses than retail.

Conclusion of Comparison

Dojo.tech represents the pinnacle of efficiency within the conventional payment ecosystem.

Rosewoodfashion.uk Review

Its features are tailored to maximize speed and convenience for businesses operating within that framework.

However, for a Muslim business owner, the ethical cost is significant due to its inherent connection to riba.

Ethical alternatives, while possibly requiring a different approach to payment collection more reliance on cash, direct transfers, or potentially future Sharia-compliant digital payment solutions, offer peace of mind and adherence to religious principles.

The choice depends on a business’s priority: ultimate operational speed within a conventional system or adherence to ethical guidelines, even if it means adopting alternative, potentially less “instant,” payment collection methods. Techtroveessentials.com Review

Dojo.tech Careers: Opportunities and Company Culture Insights

While the primary focus of a Dojo.tech review is its product offering, exploring its careers section can provide valuable insights into the company’s culture, values, and growth trajectory.

A strong emphasis on team, innovation, and customer support within their careers page often reflects positively on their overall business operations and commitment to quality.

Company Values and Culture

Dojo.tech’s careers page, typically found in the footer or a dedicated “About Us” section, usually highlights core values they seek in potential employees and promote within their workplace.

Common themes for fast-growing tech companies like Dojo.tech include:

• Innovation: A drive to constantly improve and develop new payment solutions.
• Customer Centricity: A focus on solving customer problems and providing exceptional service, aligning with their 24/7 support promise.
• Collaboration: Emphasis on teamwork and cross-functional cooperation.
• Growth and Development: Opportunities for employees to learn and advance their skills.
• Diversity and Inclusion: A commitment to a diverse workforce and an inclusive environment.

These values, if genuinely upheld, contribute to a dynamic and productive work environment. Horseplay.com Review

For job seekers, this provides a glimpse into whether their personal and professional values align with the company’s ethos.

Types of Roles at Dojo.tech

As a technology and finance company, Dojo.tech would typically offer a wide range of roles across various departments:

• Technology/Engineering: Software engineers front-end, back-end, full-stack, quality assurance, data scientists, DevOps engineers, cybersecurity specialists. These roles are critical for developing and maintaining their payment platform, app, and integrations.
• Sales and Business Development: Account executives, sales managers, business development representatives. These teams are responsible for acquiring new clients and expanding their market reach in the UK.
• Customer Support/Operations: Technical support specialists, account managers, operational staff. These roles ensure smooth daily operations and provide the “stellar customer support” Dojo.tech advertises.
• Product Management: Product managers, UX/UI designers. These individuals shape the future of Dojo.tech’s offerings, ensuring they meet market needs and user expectations.
• Marketing: Digital marketers, content creators, brand managers. Responsible for promoting Dojo.tech’s brand and solutions.
• Finance and Legal: Accountants, financial analysts, legal counsel. Essential for managing the company’s financial health and ensuring compliance.
• Human Resources: Talent acquisition specialists, HR business partners. Focus on recruiting, retaining, and developing talent.

Growth and Impact

A company’s career page often serves as a testament to its growth.

Phrases like “Join our rapidly expanding team” or “Be part of the UK’s leading payment provider” are common.

The sheer number of active job postings can also indicate a company’s current expansion phase.

For Dojo.tech, its aggressive market positioning in the UK suggests a consistent need for talent across its operational spectrum to support its growing client base and continued innovation.

While the career section doesn’t directly relate to the ethical compliance of their product, it paints a picture of a company investing in its human capital and seeking to expand its influence in the financial technology sector.

This broader view can be helpful for anyone considering interaction with the company, whether as a customer or a potential employee.

Dojo.tech Companies House: A Look at Corporate Registration

For any business or individual conducting due diligence on a UK-based company like Dojo.tech, Companies House is the official and most reliable source for corporate information.

Companies House is the UK’s registrar of companies and holds records for all registered companies, providing public access to statutory information.

Reviewing a company’s Companies House records can offer crucial insights into its legal structure, financial health, directorship, and compliance.

What is Companies House?

Companies House is an executive agency of the UK government, responsible for incorporating and dissolving companies, and for maintaining a public register of company information. This includes:

• Company Name and Registration Number: The unique identifier for every UK company.
• Registered Office Address: The official address where formal communications are sent.
• Company Type: E.g., private limited company, public limited company.
• Incorporation Date: When the company was officially formed.
• Current and Past Directors: Names of individuals responsible for the company’s management.
• Shareholder Information: Details of significant shareholders.
• Annual Accounts: Financial statements filed annually, providing a snapshot of the company’s financial performance and position.
• Confirmation Statements: Annual declarations confirming company details.
• Mortgage Charges: Details of any loans secured against the company’s assets.

How to Access Dojo.tech’s Companies House Information

To find Dojo.tech’s information, one would typically visit the Companies House website gov.uk/government/organisations/companies-house and use the “Find company information” search tool. Searching for “Dojo.tech” or variations of its legal entity name which might be its parent company or a different trading name would yield the relevant results. The legal entity behind Dojo.tech is Paymentsense Limited, with company number 06607337.

Key Information from Companies House for Paymentsense Limited Dojo.tech

Upon review of Companies House records for Paymentsense Limited the entity operating as Dojo.tech, some key information emerges:

• Company Name: Paymentsense Limited
• Company Number: 06607337
• Registered Office: The official address is provided, typically in London.
• Company Type: Private limited company.
• Status: Active.
• Incorporation Date: The company was incorporated on 24 May 2008. This indicates a well-established presence in the market, having operated for over a decade.
• Accounts: Filings show regular submission of annual accounts, indicating compliance with statutory requirements. These accounts provide financial data e.g., turnover, profit/loss, assets, liabilities which can be analyzed by financial experts to gauge financial health. For instance, their latest available accounts typically show significant turnover, aligning with their claim of being a major player in the UK payments market.
• Directors: The records list current and past directors, offering transparency regarding who is responsible for the company’s governance.
• Parent Company: Paymentsense Limited is ultimately owned by a larger entity, often a private equity firm, which is common in the financial technology sector. For example, it is a subsidiary of a group that was acquired by TPG Capital in 2021, and later merged with the e-commerce payments specialist Revolut Payments UAB though this information might be more detailed within financial news and merger documents than solely on the Companies House basic search.

Significance of Companies House Information

For a business evaluating Dojo.tech, accessing this public data is crucial:

• Legitimacy Check: Confirms the company is legally registered and active in the UK.
• Financial Health: Annual accounts offer insights into the company’s stability and growth. While not a full financial audit, they indicate general performance.
• Due Diligence: Helps verify the directors and ownership structure, important for understanding who is ultimately behind the service.
• Compliance: Regular filing of accounts and confirmation statements indicates good corporate governance.

While Companies House data confirms the legal standing and operational scale of Paymentsense Limited Dojo.tech, it does not alter the fundamental ethical concerns regarding their core business model’s reliance on conventional, interest-based payment networks, from an Islamic perspective.

FAQ

What is Dojo.tech?

Dojo.tech is a payment provider in the UK offering fast, reliable payment solutions primarily through card machines for businesses ranging from small enterprises to those with up to 69 locations.

They provide hard-working tech and stellar customer support, alongside features like EPOS integration and business insights.

Is Dojo.tech legitimate?

Yes, Dojo.tech is a legitimate company operating under the legal entity Paymentsense Limited Company Number 06607337, registered with Companies House in the UK since 2008. They claim over 110,000 businesses in the UK use their services.

What services does Dojo.tech offer?

Dojo.tech offers mobile card machines Dojo Go, Dojo Pocket, EPOS integration services, Tap to Pay on iPhone capabilities, the Dojo for Business app for insights, and a restaurant booking system called Dojo Bookings.

How fast are Dojo.tech payments?

Dojo.tech claims their Dojo Go card machine takes payments 58% faster than the industry average, which could allow businesses to serve up to 48 more customers per day.

What are the connectivity options for Dojo.tech card machines?

Dojo.tech card machines offer dual Wi-Fi and 4G connectivity, ensuring reliable, always-on payments with 99.99% uptime.

They also feature a 10-hour battery life for mobile operations.

Does Dojo.tech integrate with existing EPOS systems?

Yes, Dojo.tech partners with over 400 EPOS and software systems, allowing businesses to integrate their card machines seamlessly with their current setup.

What kind of customer support does Dojo.tech provide?

Dojo.tech offers 24/7 technical support via phone, with options for remote login assistance.

They also have an account support helpline available Monday to Sunday, 8 am to 6 pm.

Can I accept contactless payments with just an iPhone using Dojo.tech?

Yes, with “Tap to Pay on iPhone,” businesses can accept in-person, contactless payments from debit and credit cards, Apple Pay, and other digital wallets using just an iPhone and the Dojo for business app, with no extra hardware needed.

Is Dojo.tech suitable for small businesses?

Yes, Dojo.tech targets businesses with 1 to 69 locations, making it suitable for a wide range of small and medium-sized enterprises in the UK.

What is the Dojo for business app?

The Dojo for business app provides smart tools and insights to help manage and grow a business, allowing users to track transactions, simplify PCI compliance reporting, and receive transfer notifications. It’s available for download or via web browser.

What is Dojo Bookings?

Dojo Bookings is an online restaurant management system offered by Dojo.tech, designed to help restaurants manage reservations, get discovered by new customers, and seat diners automatically.

Does Dojo.tech cover exit fees for switching providers?

Yes, Dojo.tech states they could cover a business’s exit fees from their current payment provider up to £3,000, subject to the business’s annual card turnover.

How secure are Dojo.tech card machines?

Dojo.tech card machines come with built-in point-to-point encryption and instant fraud detection to protect profits and customer card data.

How do I get pricing information for Dojo.tech services?

Dojo.tech does not publicly list specific pricing on their homepage.

Businesses need to use the “Get started” or “Switch now” links to request a personalized quote based on their specific needs and transaction volume.

Where is Dojo.tech based?

Dojo.tech is based in the UK and primarily serves businesses within the United Kingdom.

What is the parent company of Dojo.tech?

The legal entity behind Dojo.tech is Paymentsense Limited.

Paymentsense Limited is a significant player in the UK payments market and has been part of larger financial groups.

Are there any ethical concerns with Dojo.tech from an Islamic perspective?

Yes, from an Islamic ethical perspective, Dojo.tech is unrecommanded because its core business model relies on and integrates with conventional financial systems that are inherently linked to riba interest, which is prohibited in Islam.

What kind of businesses does Dojo.tech typically serve?

Dojo.tech serves a wide array of businesses that require face-to-face payment processing, including retail stores, restaurants, salons, and various service-based businesses, particularly those with 1-69 locations.

Does Dojo.tech offer online payment gateways?

While their homepage emphasizes in-person card machines and “Tap to Pay on iPhone,” their overall services may include online payment solutions as part of a broader offering or through EPOS integrations.

However, the homepage explicitly highlights face-to-face payments.

What are some ethical alternatives to Dojo.tech for businesses?

Ethical alternatives, particularly for those seeking Sharia-compliant practices, include focusing on cash-based transactions, direct bank transfers, utilizing ethical accounting and invoicing software like Wave Accounting or Zoho Books, and adapting POS systems like Square Point of Sale to prioritize non-interest-based payment methods.